What is the correct procedure for adding a creditor after the 341 meeting in a no asset chapter 7 case?

The procedure you outlined is basically correct. However, some bankruptcy court clerks have set forms that clerk's office requires that you use. ...

If you can not pay your loan and lease terms, can you eliminated it by file a bankruptcy?

Debts are not eliminated in a bankruptcy. The obligation to pay a debt, including the balance of lease agreement, are discharged by the bankruptcy...

Does a stipulation agreement with Plaintiff attorney give up my rights of Chapter 7 Bankruptcy?

If a creditor could put in the agreement, the promissory note, etc. that the debt cannot be discharged in bankruptcy and a bankruptcy court would...

How to I file for an exemption on unpaid earnings on chapter 7?

Ms. Bunce is right about the complexities of bankruptcy. There are multiple federal exemptions that you can use even if your state has passed a...

What do I do about false reporting on my credit report after filling bankruptcy and not reaffirming

I agree with Mr. Harrell. There is not enough information in your fact pattern to be able to know if the information being reported is factual...

I agree with Mr. Caldwell. Anytime you sell your home, you must payoff the mortgage balance because almost all mortgages have what is called a due...

I don't want to file chapter 7 bankruptcy. Would chapter 11 or 13 be the best?

Many debtors file for relief under chapter 7 of the bankruptcy code and are able to keep their house and their autos. Also, an individual can...

Can i purchase a car while filing chapter 7 bankruptcy?

I agree with all three attorneys. If you buy a car in Mississippi with the credit score you have at this point, you will probably be forced to buy...

Can I ask for wages to be exempted from Chapter 7 proceedings?

The question is can the debt owed to you by your employer be deemed to be nondischargeable? To determine that you must file a lawsuit in the...

Bankruptcy

A chapter 7 comes off of your credit report 10 years after the date it was filed. A chapter 13 can stay on your credit report for 10 years, but...