Archived
I am disabled. no assets. Default judgement against me. Civil summons in same case up for review do I have to attend
Carl's answer
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Answered on April 03, 2014
You are what we refer to as "judgment proof". Since you don't have assets or income the credit can't collect from you even if it gets a default...
Archived
6 years ago i did chapter 7
Carl's answer
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Answered on April 02, 2014
All of the answers to your question are correct. If a no asset case then all unsecured creditors were discharged whether listed or not.
Archived
Our mortgage was not reaffirmed in bankruptcy 4 years ago. We now must do a mortgage release due to health reasons.
Carl's answer
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Answered on April 02, 2014
I do not understand what you mean by getting a mortgage release for medical reasons. If you mean that you can no longer pay your mortgage and want...
Can I go to jail for payday loan debt in tennessee?
Carl's answer
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Answered on April 02, 2014
Writing a check to a payday loan shark does not meet the definition of "worthless check" in Tennessee so it is not a crime. The loan shark knew it...
Archived
I just want to know when the contract for a medical bill begins as far as the statute of limitations goes?
Carl's answer
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Answered on April 02, 2014
I believe it is the date that it became past due. That is when you breached the contract to pay the bill.
Archived
Can I file for chapter 13 bankruptcy on federal taxes?
Carl's answer
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Answered on April 01, 2014
Federal taxes and bankruptcy creates a very complicated situation. When you consult with a bankruptcy attorney be sure to ask him or her about...
Archived
I filed chp 7 last week and my lawyer told the title loan company that i would be reaffirming the loan .
Carl's answer
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Answered on April 01, 2014
In addition to the other responses, please know that you can rescind a reaffirmation agreement within certain time limits identified in the...
Archived
Is using our deceased moms social security number to get a credit card a crime if the bills are always paid?
Carl's answer
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Answered on April 01, 2014
It is clearly criminal. Merely mailing in the application or completing an online application would be mail or wire fraud even if one dime is never...
Archived
An apartment complex has placed a collection and judgment on my credit. Should satisfying the judgment take care of both?
Carl's answer
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Answered on March 31, 2014
I agree that it should resolve everything. Make sure you get it in writing and have the creditor sign something that it will release you from all...
Archived
If my son and I are being sued can I file the charges on my bankruptcy to take care of the charge.
Carl's answer
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Answered on March 29, 2014
If your son was a minor at the time of the accident then your bankruptcy filing should resolve it. However, if he was an adult then your filing...