I just got served for a credit card debt from 2009. The statute of limitations in tx is 4 yrs, but now i live tn.

Both the statute of limitations issue and the fraudulent usage can be defenses to the lawsuit. Which state's law applies will probably depend on...

Is there a "standard" attorney fee for converting Chpt 13 to Chpt 7? I have not incurred any additional debt.

There isn't a standard fee for conversion. Your attorney will have to perform additional work as a result of the conversion and is entitled to a...

I have loaned a friend 2100 dollars and now she is avoiding me can I put a lien on her car.

Unfortunately you're going to have to sue her and then you can try to collect the judgment. You can't put a lien on her car without her signing a...

I have been garnished for student loans and now my account has been levied by another company

You really need to talk with a bankruptcy lawyer in your area. While the student loans cannot be discharged the other debt likely can be. A chapter...

I have student debt that I am unable to make payments. Can I use bankruptcy to restructure payments to be more affordable?

The answers in this post have covered most bankruptcy options, but you should also apply for an income based repayment (IBR) through the U.S....

When a bank sells your mortgage loan for the principal amount , can the new servicer come after the arrearages ?

If you and the prior mortgage servicer executed a loan modification then the new servicer has to honor that contract. If you didn't execute a loan...

You have to request that the clerk enter a default and follow that with a motion for default judgment. The bankruptcy judge assigned to your case...

Could being on unemployment benefits affect you,as an individual, negatively in the future?

I agree with the other answers to this question. Also, some times an ALJ will find that you were not disabled during the period that you were...

Should I have to pay interest on mortgage rearranges .....and also they added attorneys fees for filing an objection?

You need to schedule an appointment with your attorney and discuss these issues. There may be some things he/she can do for you. Generally, the...

Can a current homeowner policy cancel or refuse to renew if in chapter-13, and citing property lack proper maintenance

I agree with another lawyer that posted an answer that it is more likely your credit score that generated the cancellation. You need to go to an...