Ursula Joi Woods Jones

PRO

Ursula Joi Woods Jones

4.4
Rating: 8.9

Licensed for 24 years

Chapter 7 bankruptcy Lawyer at Memphis, TN
Practice Areas: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy

7894 Winchester Road, Suite 500, Memphis, TN

Free Consultation

About Ursula

Biography

Considering bankruptcy? Call The Bankruptcy Firm, LLC we can help!

Considering Chapter 13, 7, or wage earner/bankruptcy? Call The Bankruptcy Firm we can help!

Considering Chapter 7, 13, or wage earner/bankruptcy? Call The Bankruptcy Firm, LLC we can help!

Practice Areas

2

Practice Areas

Chapter 13 Bankruptcy 50%

50%
Chapter 7 Bankruptcy 50%

50%

Fees and Rates

Cost

Free Consultation

$0 first 20 minutes


Payment Methods

  • Cash

Licenses

Licensed in Tennessee for 24 years

State: Tennessee

Acquired: 2002

Active

No misconduct found

Location

The Bankruptcy Law Firm, PLLC

7894 Winchester Road, Suite 500, Memphis, TN, 38125

bkfirm.com

Online Presence

Other places you can find Ursula online.

Ursula Joi Woods Jones's Reviews

Avvo Review Score

4.4 /5.0

14 Client Reviews

Filter Avvo Reviews (14) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 3 of 3 reviews | Communication Style

Posted by Angel Hawthorne | September 05, 2018 | Bankruptcy & Debt

My experience

I really thank Attorney Ursula Jones and her staff because although I had not been to her office they were kind enough to explain the process and even after I was able to pay the upfront fee they check around for more options for me... That says alot about the firm. I am not sure how I'm going to ...handle my situation but I truly thank Mrs Jones and her law firm for being such a great help....I pray I'm able to hire her before Thursday so I want loose my car...

Posted by Kristen | October 10, 2025 | Hired Attorney | Bankruptcy & Debt

STOP DO NO T

Before filing for bankruptcy, I intentionally sought to support a minority-owned business. My first consultation with Ms. Ruby was encouraging she made me feel confident that I could finally get back on track financially. Unfortunately, things went downhill quickly after that. The first red flag w...as receiving a credit counseling certificate without ever actually completing any counseling. I paid $40 and was simply emailed a certificate which didn’t sit right with me. Over the next six months, I went through three different paralegals, each one less responsive than the last. Communication was poor, and every time I called for updates, I got different answers or none at all. To make matters worse, I began being garnished by a creditor that was supposedly covered under my bankruptcy. I had to personally investigate and resolve the issue because the firm couldn’t (or wouldn’t) explain what went wrong. Even though these errors were clearly on their end, I was still expected to keep up with payments just to maintain my case. The biggest issue was that my car was never included in the bankruptcy, even though I made it clear it should have been from the start. Despite repeatedly asking for answers, no one ever took accountability. I have never spoken with or even heard directly from Ursula Jones herself. The most recent communication came from a former paralegal calling from her personal cell phone, which left me concerned about how my private information is being handled. Overall, I regret choosing this firm. I wanted to support a minority-owned business, but instead, I experienced unprofessionalism, poor communication, and serious mishandling of my case. I hope this review helps others make a more informed decision. Now I am stuck wuth a dismissed case and may be pit of more money because of my case being mishandled

Posted by Danielle | March 12, 2018 | Bankruptcy & Debt

I was lied to, on two different occasions!

I visited this law firm about 3 years ago, and again earlier this year (2017). Both occasions I was told, (what I'm just now finding out was a LIE) that a specific debt (which I made very CLEAR was my main concern) would be wiped clean, along with my other debts. One of the things I hate most about p...eople are those who pretend they're genuine out to "help" you. Meanwhile, they're lying/ giving false information, and painting a different picture, once you've found out, otherwise. I also HATE when people try to use your vulnerability and dealings with life in general, as an excuse for a lie In which I was told. By saying that "I heard what I wanted to hear," or "I heard what I thought may make me feel better" Why would you talk to people I this manner, when you've expressed that you've had similar issues or you know what they're going through. Any how, I would now like to give my apologies for thinking and speaking so highly of your law firm. I should've known better because it usually always backfires. AND too bad I don't have the initial conversation (s) recorded.

Ursula Jones

Replied last March 12, 2018

Thank you for sharing your sentiment regarding your visit with our firm. We sincerely apologize for treating you in a less than desirable manner. I have met with the staff regarding our sensitivity level and response to our potential clients needs and questions. It is never our intent to mislead anyone regarding the dischargeability of debts. I am very pleased that you and I spoke and resolved this issue.

See All Client Reviews

Ursula Joi Woods Jones's Lawyer Endorsements

Endorse Ursula
Gordon Thomas Nicol headshot
Gordon Nicol

Chapter 13 bankruptcy lawyer | Aug 27

Relationship: Fellow lawyer in community

"Professional through and through. Very knowledgeable and experienced attorney. I endorse this lawyer."

Lisa York Bowman headshot
Lisa Bowman

Chapter 13 bankruptcy lawyer | Nov 20

Relationship: Co-worker

"Ursula is a dedicated and skilled professional who is passionate about her clients and community. She is one of the best bankruptcy attorneys you will encounter."

Monika Lorice Johnson headshot
Monika Johnson

Chapter 13 bankruptcy lawyer | Nov 19

Relationship: Fellow lawyer in community

"Attorney Jones is one of the brightest lawyers I know."

Courtney Anne Smith headshot
Courtney Smith

Chapter 7 bankruptcy lawyer | Aug 20

Relationship: Worked for lawyer

"I endorse this lawyer. She is very professional and knowledgeable."

View All Endorsements
Lisa York Bowman headshot
Lisa Bowman

Employment and labor lawyer

TeShaun David Moore headshot
TeShaun Moore

Bankruptcy and debt lawyer

Kandace C Stewart headshot
Kandace Stewart

Bankruptcy and debt lawyer

Experience

Rating:  8.9 (Excellent)

Honors

2018

Peer Review Rated, Martindale-Hubbell

2016

Family Strengthening, Alpha Kappa Alpha

2015

Outstanding Service Award, National Association of Real Estate Brokers

2010

Women of Excellence, Tri-State Defender

N/A

Women of Excellence Award, Memphis Magazine

Work Experience

2016 - Present

President, Bankruptcy Law Firm, PLLC

2006 - Present

Attorney, Preferred Title & Escrow, LLC

1999 - 2006

Attorney, Fearnley & Calliff, LLC

1998 - 1998

Spring Extern, Judge Manuel Leal, United States Bankruptcy Court

Associations

2014 - Present

Bankruptcy Court Liaison Committee, Western Judaical District

Member

2013 - Present

National Association of Consumer Bankruptcy Attorneys

2013 - Present

Memphis Bar Association

2013 - Present

Memphis Bar Association, Bankruptcy Section

Board Member

2013 - Present

Memphis Bar Association, Real Estate/Environmental Section

2016 - 2017

Bankruptcy Court Liason for the Western District of Tennessee

Chairman

Education

1998

Texas Southern University

JD - Juris Doctor

1994

Morris Brown College

BA - Bachelor of Arts

Speaking Engagements

2016

Bev Johnson Radio Show

Real Estate Law

2015

Solution to Debt Crisis in America

Bankruptcy Law

2015

Chief Justice David S. Kennedy - CLE

Bankruptcy Law

2015

Bev Johnson Radio Show

Bankruptcy

Publications

2009

Mahogany Magazine Mahogany Magazine

Languages

English

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution