Most creditors will allow you to retain and pay. However some will not. The only large creditor I have dealt with that requires a reaffirmation...

Can retirement income be garnished in mississippi

Pretty sure it is exempt under Miss. Code Ann. § 25-14-5.

What can I do to release me out of the 10-11years old, 5 student loans, that my nephew forged my name as cosigner?

You can start here; but student loans are very difficult to get...

Can I file a complaint against lawyers engaging in junk debt buying to disciplinary council for violating FDCPA?

You can but really your best bet is going to be to find an attorney to file a lawsuit for FDCPA violations and possibly TILA violations against...

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Can a creditor freeze my bank account if there is a judgement and my wages are already being garnished for something else?

In Tennessee the answer is simply yes. Creditors can levy all funds in an account the judgment debtor has their name on. The law in IA may be...

Hello - I received a summons to appear at court from a collections agency. We have since come to a payment arrangement however

Be very care! Most of the time this get's entered as an agreed judgment. This means it goes down just like any other judgment (ie default) on your...

Want to change chapter 13 to a chapter 7 BUT....

Ms. Bruce is correct; however I want to point out that if this is a property settlement pursuant to a divorce then it may well be discharged in a...

If it is a third party collector you may have some rights available under the FDCPA. You need to seek legal counsel to review the documents and...

How long do they have to repo a car before it is not enforceable anymore

In Tennessee they can enforce their lien at anytime. They may be unable to collect on the debt if past the statute of limitations though.

No, they must give you credit for the amounts received through the plan payment. However they can tack on the interest and other charges that...