Is there a way to not be included on a deed when my husband is purchasing the house?

Make sure you are not confusing the Deed of Trust with the Deed. Spouse will always have to sign the deed of trust. It is not the same thing. I...

Can a lawyer override a written payment agreement ?

Generally no, but keep records of everything (communications, payments, etc). If you are on an agreed payment for the judgment it would likely be...

Will I have to pay a credit card debt even though the statute of limitations has expired?

You must raise the defense either in a sworn denial and/or in front of the court. Filing a lawsuit after the SOL has run is also a FDCPA violation...

Can I countersue ?

You very well may have a FDCPA claim. You need to consult with a consumer rights attorney to explore your options.

Can a creditor threaten to sue me and then say that if they do i will just quit my job of file bankruptcy?

Possibly. It depends on who is calling and exactly what they are saying. You should meet with an attorney that practices debt defense/consumer rights.

They are going to want a judgment if you are not doing a settlement by lump sum prior to the court date. However, most of the firms will take...

Can I file an asset exemption letter before a judgement is ever created?

It is not a letter but a list of exempt property. Yes you can file the form in the case prior to a judgment being entered. You can get the form...

How can i have this order vacated? because i was not served properly.?

You need to contact an attorney that practices debt defense/FDCPA. This is unfortunately too common in Tennessee.

Why is collection wanting more than 10% of what judgement was.

You need to find an attorney that deals with debt defense/settlements/FDCPA etc. Many of these companies cannot do proper accounting and end up...

You don't do anything about it. If a debt collector is trying to collect it you need to see an attorney that does work under the FDCPA. Look for...