California Home foreclosed two yrs ago. Received letter from USDA saying that I now owe them money. Is bankruptcy only way out.

You may be able to settle the debt, but a bankruptcy may be your best option. Also Texas has good consumer protection laws however that may not...

Can you be jailed for missing a court date in Ill. when you now live in Tn. and have not been served papers

We need more information as to what type of a court date and whether it is civil or criminal. I suggest you talk to a local attorney. Since you...

I paid aafes in full in 2013 can they sell the account to a collections agency and charge me penalties in 2014?

You can send a dispute and/or a validation letter. NCO is a junk debt buyer and I was unaware they had gotten in the student loan game. A debt...

After they foreclose on my house are they going to try to make me pay anything on it if it is auctioned off ?

If it sells for less than the amount owed on the loan then yes then can come after you for the difference. Tennessee now has a 2 year statute of...

Yes you can sell it so long as you sell it for enough to pay off the liens. The bankruptcy only discharges your personal liability for the debt. ...

Should a chapter 7 trustee abandon interest estate has in a civil suit if conflict of interest?

Not sure I follow you, but if it is property of the estate then the trustee gets to make the decisions regarding settlement etc. You may be able...

How do I know if my business was included as a creditor in Bankruptcy? How do I determine cutoff date of what is owed?

Most local bankruptcy attorneys, including myself, would just look it up for you. If you were not listed you may be able to still file a claim. ...

Will I be held liable for my legal spouses debts if he files bankruptcy without me?

Both responses are correct. However I wanted to add that the only exception is medical debts incurred while married for him or your children....

My lawyer is saying my car loan was reaffirmed, my loan agency is saying it isn't. If I let them take it back will I be charged

You need to have your attorney or someone access your case on PACER and see if the reaff was filed. If it is filed you will owe the deficiency. ...

I understand its best to wait until your trustee abandons any interest in your tax refund before I can cash it,when do I know

If it is listed and exempted then the trustee has 30 days from the conclusion of the 341 creditors meeting to object to it. Some trustees file...