I have received a civil summons to court on a disputed debt should I hire a lawyer?

Yes, most attorneys that practice in this area give free consultations. It is likely that the lawsuit is on sworn account and while you can show up...

Can i be arrested for not being able to pay payday loans in tn

No. It is not a "bad check" subject to arrest.

Will my federal student loans get partially repaid from non exempt assets by the trustee in a chapter 7?

Yes, so long as a claim gets filed. If the creditor does not file one, your attorney can file one on the creditors behalf.

I purchased a suv from a dealership and later learned that I was not supposed to get anything on credit while I was under it

Need more information. Mainly if you are in a chapter 13 or chapter 7

I called my bank about mortgage and was told collection agency has note. I'm trying to sell.

If you want to sell it below payoff you will need to get permission to do a short sale. The lender has a lien against the property which they will...

I made an auto loan in va lost my job moved to Tennessee lost my truck which state would statue of limitation fall under

Tennessee courts hold that the SOL is procedural rather than substantive and therefore apply the Tennessee SOL. However, it may fall under the UCC...

The courts have held that GAL fees are part of a domestic support order and therefore non-dischargable.

Should I consider bankruptcy @ 65

It never hurts to get a free consultation. Most of the attorneys (including myself) offer free consults and will give you some options.

Federal versus State Law?

The State can provide more than the federal but not less unless the federal allows the state to opt out. Best example is Bankruptcy exemptions

A company turned me over to a collection agency by mistake and now they want me to clear it up with the agency! What? Can I sue

You should seek an experienced consumer rights attorney for a consultation. You may have FDPCA or other claims.