Does the wife have to sign a deed of trust in TN even thou she is not on the loan or applied for the loan?
What TN Code?
Layne's answer
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Answered on October 02, 2018
In Tennessee, married couples usually own property as tenants by the entirety. Tenants by the entirety means that each spouse owns an undivided...
I had a home foreclosed on in 2008. I was never served to be in court. Attorney has been granted "right of survivorship"?
Layne's answer
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Answered on September 24, 2018
Based on your post, it sounds like the lender has a judgment lien on your current property.
When a foreclosure occurs, the borrower may owe...
Can a lienholder look up my new address on my registration?
Layne's answer
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Answered on September 09, 2018
Most creditors have access to programs that allow them to do searches nationwide by name and/or social security number. The title company likely...
Archived
How can I retrieve a title to be in my name that was originally in my wife’s name?
Layne's answer
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Answered on September 04, 2018
Assuming the title is also in NC, I'd recommend the following: Ask your wife to apply for a lost title in NC. Once she gets the title, have her...
Archived
I bought a house, I quick claimed it to my son and his wife but the loan is in my name.
What rights do I have to the house?
Layne's answer
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Answered on September 04, 2018
Why did you quit claim the house to them without requiring them to refinance the loan? Does the Deed of the Trust on the property require that the...
Archived
Do I have to return to the dealer because their finance deal fell through?
Layne's answer
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Answered on September 04, 2018
Typically, car dealerships will give possession of a vehicle to a buyer based on at least a provisional approval by the lender, but most contracts...
Archived
Can a trustee hold up collateral substitution if you are behind on payments
Layne's answer
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Answered on September 04, 2018
A Motion for Substitution of Collateral is fairly common in Tennessee. As a party in interest, the trustee can object to the motion if the...
Archived
What do I do if my chapter 13 trustee recommends to the court my plan be denied?
Layne's answer
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Answered on September 04, 2018
Trustees object to confirmation for various reasons, but for the most part, the objections can be resolved and the plan may be confirmed. Don't...
Archived
My boyfriend is in chapter 13 ,is there anyway I can add him on my deed?
Layne's answer
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Answered on August 12, 2018
Could you add him to the deed? Yes. But the better question is why would you want to? I recommend that your boyfriend speak to his bankruptcy...
Archived
Can a payday loan or any type of loan less than 500 garnish my wages?
Layne's answer
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Answered on August 07, 2018
If the payday loan company obtains a judgment, then they can garnish wages. Since you have so many payday loans, you may want to consider filing...
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