I filed a Chapter 7 Bankruptcy in 2011. My situation got much better for a few years and now I've almost lost everything

If you received a discharge in your 2011 case, you cannot receive another chapter 7 discharge until 8 years has passed. You count the dates from...

I filed for a bankruptcy Ch. 7 & stopped a foreclosure sale. I now quality for Ch. 13. Will my filing stop the new sale?

What you are describing is known as "Chapter 20" (7 + 13= 20) and sometimes this strategy will work. However, there is alot more to it than your...

If you do not have a lawyer then check with the trustee in your case. They will be able to advise you of the procedure to reschedule the hearing....

Can I discharge student loans I guaranteed for my son?

As Ms. Espada says this is a situation where you need a student loan lawyer to look at your situation and see what can be done. I would contact...

New mortgage servicer wants reaffirmation letter due to a bankruptcy from 6 years ago.

Mr. Mirchandani is correct. In fact, you could not enter into a new reaffirmation agreement as you have to do so before the discharge is entered in...

Adding a creditor after filing

In our District you file an Amended Schedule, i.e. D or F, depending on the type of creditor and list the new creditor on the amendment. There is...

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How and when to get started filing for bankruptcy?

See a bankruptcy lawyer now to review your options. There is no reason to wait . They will be able to look at your situation and see if Bankruptcy...

Civil citation

Talk with a bankruptcy lawyer in your area and see if bankruptcy might be an option. They may also be able to advise you of other ways to deal with...

What do I do about a garnishment that I'm going threw that happened 8yrs ago.

Depending on all of the circumstances you may qualify for bankruptcy relief. This would stop the garnishment. Talk with a Bankruptcy lawyer in...

Filed bankruptcy , and have decided not to reaffirm car loan , is there something i need to file to the court, if so do you know

You can amend the "Statement Of Intention" form if you wish, but the important thing is to not sign a reaffirmation agreement with the creditor....