Bankruptcy , that is Chapter 13 , would be a good way to deal with your home. The bankruptcy court is usually very receptive to loan mods and...

I am trying to settle an old debt with a collections agency.

If they never sued and got a judgement the statute of limitation defense ( 6 years in Tennessee) may be applicable. In other words they can try to...

Can the state of Mississippi garnish my short term disability check from a California judgment for a credit card?

Need a little more information. Why is the State of Mississippi involved in a credit card debt from California? Were you living in Mississippi and...

If your parents have sufficient income when they retire to fund their normal monthly living expenses and make payments into a Chapter 13 Plan then...

What can they do to me since I cannot provide the property for repossession as it was stolen 6 years ago? Should I worry?

Great question. This actually comes up quite often. It appears that collectors have purchased the account from the original lender. The language...

Is there anything I can do?

This is a very common situation and in most cases bankruptcy will not allow you to discharge (get rid of) the debt for the student loan. It is...