Archived
Toyota served me for "Unpaid services" performed in December, they took down card info and stamped my receipts as paid
David's answer
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Answered on August 16, 2018
So what is your question? When you say you got served, what do you mean? Is it a lawsuit or a collection letter? For how much? You may want to have...
Archived
Chap 7 discharged.
David's answer
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Answered on August 15, 2018
You are not personally responsible for any deficiency. The car lender is only entitled to the vehicle
Archived
What is the quickest way to find out when a bankruptcy case has been officially re-opened after filing a motion?
David's answer
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Answered on August 15, 2018
If you filed the motion, you need to upload an order reopening the case if the Court so requires, or it may remain closed. Otherwise, log on to...
Would catching up on back rent ($4k) be considered a preference payment if paid prior to filing chapter 7 bankuptcy? I got some$
David's answer
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Answered on August 15, 2018
I do not think it would be considered a preferential transfer as you need to be current on your rent or face eviction. That being said, if you pre...
What happens to orders from a dismissed BK case??
David's answer
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Answered on August 15, 2018
Impossible to respond one or the other as the Orders of the court are not available. This is very fact specific. Both cases need to reviewed....
If my plan pays 100 percent (all fees included) do I need to include my student loans in the plan?
David's answer
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Answered on August 14, 2018
You can exclude your student loans but unless you have a compelling reason to, far better to have them paid inside the plan. If you are in an IDR,...
Archived
Received a notice of levy under writ of execution for credit card debt 1 1/2 years ago. Too Late to file bankruptcy?
David's answer
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Answered on August 14, 2018
You have a lot at risk and there are many variables to your situation. Yes, since they have a judgment, they can file a lien on any property you...
Received letter from registration vehicle collections, will this affect my credit report? Will it show up later??
David's answer
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Answered on August 14, 2018
Pay the registration and avoid all these other concerns. Then get your mother to reimburse you. Then transfer title and file a release of liability...
Archived
Not enough collision Insurance, should I declare bankruptcy?
David's answer
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Answered on August 13, 2018
You can file for bankruptcy at anytime. The sooner the better is preferable that way you can avoid the hassle of the collections and letters from...
IF A DISCHARGED CHAPTER 7 FROM 2012 IS REOPENED, AM I UNDER BK PROTECTION UNTIL IT IS CLOSED?
David's answer
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Answered on August 13, 2018
It will depend on why the case was reopened and what you need the protection for. The history of your case is also very important and sufficient...
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