How can a debt collector honor completion of a loan rehabilitation program when they claim to have "no record" of contract?
David's answer
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Answered on March 05, 2019
You need to consult with a California student loan lawyer ASAP. The rehab agreement was arranged with the collection agency for the servicer....
Archived
From San Diego here. I'm in my third year of a 100% Ch 13 repayment. Tax changes last year made me owe $4K this year.
David's answer
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Answered on March 04, 2019
Taxes that become due after a Chapter 13 was filed can be added to your plan, if the taxing authority allows it. Typically, the IRS will allow a...
Archived
How can I file Chapter 13 when I have filed Chapter 7 3years and 9 months ago?
David's answer
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Answered on March 04, 2019
Yes, you can file Chapter 13 now, stop the garnishment. You will have to propose a plan and it could be less than 100%. If the trustee objects to...
Archived
Can a state tax agency garnish your state income tax refund while under chap 13 bankruptcy?
David's answer
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Answered on February 27, 2019
Yes they can because you became entitled to the refund and owed for taxes at the same time. This is an offset. They will not, however, be able to...
Archived
Do I have a legal obligation to respond to a Memorandum of Costs After Judgement ...
David's answer
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Answered on February 27, 2019
You do not have a legal obligation to respond. That being said, this may have an impact on the closing, but that is unknown at this point.
Archived
How long does Trustee (Private Lender have to provide records requested by trustor (Borrower)? In Calif land Balloon loan
David's answer
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Answered on February 25, 2019
This is a real estate question, not a bankruptcy question
How can a company take away a merit raise just because minimum wage is raised?
David's answer
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Answered on February 24, 2019
This is an employment issue so I have changed the category. Are they paying you $12/hr?
Archived
Will my ex spouse bankruptcy effect me and my home in California?
David's answer
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Answered on February 22, 2019
May I suggest you get a complete copy of her bankruptcy filings and take it to a bankruptcy attorney for review.
Archived
Was never properly served. What motion can I file?
David's answer
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Answered on February 22, 2019
So if you have already filed a motion to set aside the judgment, and it was denied, then the judgment will stand if you did not appeal the judges...
Archived
Can i file bankruptcy and include a second and still keep my home
David's answer
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Answered on February 21, 2019
A second trust deed is a security interest on your home. A bankruptcy only releases you from personal liability, but the lien still remains unless...
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