What is the best solution on moving forward when you know you're facing debt (credit card, mortgage)? Debt consolidation?

May I suggest that you run your own credit report. Get the version that includes all the details. From that you will be able to get a clear picture...

I rented a car and cannot pay the full amount, i can only pay 600 out of the two thousand dollars i owe. Will i go to jail?

No, you will not go to jail. But you need to make arrangements to pay the rental bill.

Employer taking out more than should on wage garnishment

Get a copy of the Earnings Withholding Order issued, and see what is states. The creditor may have told you one thing, but the Court Order may...

What steps do I need to take to appeal a decision regarding payment (fee waiver) in bankruptcy court?

The only way you get that issue back in front of a judge is to file a motion for reconsideration immediately. You will need some relevant and...

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Can i file for personal bankruptcy without it affecting the credit of my wife?

Yes, you can file an individual bankruptcy. You wife's credit will not be effected provided that you have no joint credit. If any debts are joint,...

I just received a wage garnishment request at my work.

You may have to consider filing a bankruptcy to stop the enforcement of the earnings withholding order. The time to argue service of process may...

BofA foreclosure now 6 years after CH7 bankruptcy of first and second loan, I did not reaffirm loans. Can I now do a CH 13?

I agree with Ms. Enmark. Your debt exceeds the debt limits outlined I the Bankruptcy Code, 11 USC 109. You will be limited to a Chapter 11.

I'd like to remove (or settle) a judgement or settle from an out of state court, never served found after the fact

For the most part, the time to argue service, etc. has long past. The only thing you could hope for is a settlement with the entity that holds the...

Can a non-reaffirmed debt be discharged by the original chapter 7?

The Discharge order applies to all debts. The car creditor is only entitled to the vehicle, and has no right to collect on any deficiency. If they...

I received a Notice of Levy (Enforcement of Judgement), My property has been foreclosed last year and have HOA dues of $5000.

Open a new bank account in a different bank and have your family send the money there. Do not deposit any further funds in that bank as you will be...