A bankruptcy would supply you with time and leverage. Seek the advice of a local bankruptcy attorney ASAP

Before you consider paying your case off early, an analysis of your plan has to be made and a review of the distribution to the unsecured...

I was awol USARMY for years. I filed bankruptcy after awol. After that I was discharged from Army but they said I owe 12k.

I suggest you speak with a bankruptcy attorney as soon as possible. Many offer a free consultation. Can certainly sympathize with your situation,...

Does a lawyer handling a collection account have to disclose collection fee?

I think you are inquiring into a student loan default and the collection costs associated with that. Student Loan collections and lawsuits are very...

Chapter 13 question

You will need to be clearer on what you are asking to enable a response.

Bankruptcy

Regular consumer debt can be addressed by the bankruptcy process in a straight forward manner. Student loan debt is a bit more complicated. May I...

I owe money to the California state franchise tax board and am receiving a federal refund, can they take my refund

Yes they can and they typically do. The IRS will send notification to you if they offset your refund to the FTB.

Is a waiver signed by a licensed contractor that releases my liability for injuries in my home enforceable in court?

Avoid the problem entirely and only hire a contractor that is a corporation and has workers compensation insurance for everyone.

How old of a credit card debt can a collection agency go after?

you may very well have a claim against the collection agency for violations of the Fair Debt Collection Practices Act and the Fair Credit Reporting...

Can the loan company take away my friend's condo if he sells it and buys another property under his name (please read below)?

Your friend should make an appointment with a local attorney who knows something about student loans, debt, and the sale of assets. There is far...