Archived
Discharging taxes in bankruptcy. What is the MOST recent year that is possible to discharge in ch 7? What about after April 15?
David's answer
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Answered on April 07, 2015
The only way to answer this question is to review the tax transcript from the IRS. Basically the taxes have had to been filed by you, received by...
Archived
I lost a civil case involving fraud claims by default now he has a large judgement against me can I bankrupt this.
David's answer
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Answered on April 07, 2015
The most important issue regarding this situation is the actual judgment and findings from the state court judge. That would have to be reviewed by...
Archived
I filed a Bk Chapter 7 and I need to be able to claim my homeowners exemption. Not in home on filing date what can I do?
David's answer
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Answered on April 07, 2015
I agree with Mr. Michell. You could place your home in a position that would allow your trustee to sell it and use the equity to pay your...
Archived
Do I have a case?
David's answer
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Answered on April 06, 2015
Unfortunately you are in a tough spot. Navient is not a nice player in the field of Student Loan Law. You may want to consult an attorney with...
Archived
What is a levy? Can a creditor get money out of a joint account without mine or my wife's permission?
They used the sheriff
David's answer
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Answered on April 06, 2015
One of your creditors obtain an judgment of some kind. Now they have executed a levy on your bank account. It does not matter that there are two...
Does a fraud judgment survive Chapter 7 bankruptcy?
David's answer
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Answered on April 06, 2015
A state court judgment for fraud may very well survive a chapter 7 discharge. However, it is not automatic. The judgment from the state court has...
Archived
Complicated medical bill collection
David's answer
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Answered on April 04, 2015
There are a few ways to address this. There are attorneys local in San Diego that can offer a free consultation to discuss. Feel free to seek the...
Archived
I have an old debt that I thought was satisfied. I have had not contact in two years. They are coming back around now.
David's answer
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Answered on April 02, 2015
Do you have any of the old paper work? How did you go about satisfying the debt? Was it some sort of settlement? How are they coming back around...
Archived
I included my car loan in my bankruptcy and plan to return the car. Can the loan company come after me for legal fees?
David's answer
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Answered on April 02, 2015
On your bankruptcy petition, you would have had to file a statement of intentions. If your intentions were to surrender the vehicle, and you did...
Archived
I got a message on my answering machine there has been a formal complaint against me. What should I do?
David's answer
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Answered on April 02, 2015
It does sound like someone has filed a lawsuit against you and is trying to serve you. However, much more information is needed. There is an index...
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