David John Rausa's Answers (2016)

Archived

Can I still amend my chapter 7 to include my tax refunds?

David's answer | Answered on April 27, 2015

Exempting your tax refund on your bankruptcy and avoiding the intercept are two different things. If you are asking should you have listed your...

Archived

How do I a file a lien avoidance motion

David's answer | Answered on April 27, 2015

Evidence will have to be produced. A notice of motion and motion has to be filed, and your schedules have to indicate the proper numbers. This is...

Archived

I believe I was wrongfully terminated as a truck driver, because I wouldn't drive team, over-the-road with a smoker.

David's answer | Answered on April 27, 2015

You will need to discuss this with an attorney in Wyoming

Archived

Discover put a abstract judgment on my property. They put 2 liens 1 for me & 1 for my wife. We are divorced

David's answer | Answered on April 27, 2015

A 522f motion has to be filed while your case is still open. This can be tricky and you should have a local bankruptcy lawyer review the liens, the...

Archived

How can i get rid of a judgement lien that was put on my property by a creditor in chapter 7 with abstract judgment

David's answer | Answered on April 27, 2015

Yes there is such a motion. A judgment lien can be avoided under 522 f. To the extent the lien impaired your exemption. There are burdens of proof...

Archived

What options do I have? We want to keep our house but we have large credit card balances and have tax payments to make up also.

David's answer | Answered on April 26, 2015

I completely understand your situation. It is a real tough place to be in and I know that there are some very nice solutions available to address...

Archived

Filling a small claims report having a bench warrant

David's answer | Answered on April 25, 2015

Lawyers are not allowed in small claims. You will have to hold off until you get back.

Archived

The state keeps taking my state tax refund.

David's answer | Answered on April 25, 2015

There are several ways to stop a tax refund intercept, depending on your particular situation. However, if you remain in collections, then the...

Archived

Do I have a claim against my credit union?

David's answer | Answered on April 25, 2015

I would focus on what caused the credit union to close you accounts. You can open up a bank account at another bank, but your debt amount, and you...

Archived

Company has refused to pay four outstanding invoices totaling $19,723.26. What is the best way to proceed with collections?

David's answer | Answered on April 24, 2015

If you have made a business decision to accept the offer, then a mutual release is proper in exchange for the certified funds. You should hire a...

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