Is this correct? Is this the only way to keep him protected, and make my payment based on my income solely?

The repayment of student loans depends on several factors. The number 1 factor is the balance of the loan, then the status of the loan, then the...

He says that he knows that I will be liable for this credit card if we divorce, gleefully..can I do anything to stop this?

One thing that is to be understood is that income acquired during marriage is community income and therefore community property, so the money going...

What requirements must a creditor follow when speaking with customer?

Dealing with debt collectors, either in house or third party, can be extremely frustrating. Understand that they are not under any obligation to...

If CACH does not accept the 998 offer, will they be liable for costs and fees to include attorney's fees if beaten at trial?

If a 998 offer is not accepted, and the offeree of the 998 prevails, then the Court could award reasonable attorney fees and costs. There is much...

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How may days does a debtor have to respond to a Objection to Plan Confirmation under chapter 13?

You will need to consult with your local rules in the department that the case is pending. Additionally, the Objection itself may have some...

Can Navient garnish my teacher retirement if I cannot afford to pay their monthly bill? I offered what I can afford. No joy!

The first step in answering is what type of student loan you have. If Navient is collecting on a private student loan, then the answer is no,...

Attorney in San Diego CA, Pro-Bono/Contingency for existing Civil case. Been to trial extremely confused due to my disability?

When the judgment is finalized, you way want to seek a free consultation with a a local attorney to review it.

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Default without service possible?

If you have notice of the lawsuit, then get a copy of it. It is far better to address the merits of the lawsuit. I am unclear of what a "counter...

Lawsuits from insurance carriers can be very overwhelming. May I suggest you have the Summons and Complaint reviewed by local counsel in order to...

Can my bank account be frozen during the process of a lawsuit being filed against me?

You may want to have an attorney review the lawsuit with you so an organized plan of attack can be formulated.