How can I lower my rate on a car title loan?

Unfortunately, absent a total refinance with new lender, you will not be able to change the interest rate on this loan unless your present lender...

If I own a service business with no assets to sell, what happens if I sell the business after Chapter 7?

A service business is valued by it's goodwill., client list, account receivables, if any, and whatever hard assets are out there. If none of these...

Regarding private student loans, I have taken the position that a 4 year statute of limitations is appropriate. The application of any statute of...

Bankruptcy Discharge, transfer property subject to lien to someone else...who gets foreclosed on?

The discharge only applies to your personal liability. It does not eliminate the lien on the property itself. Therefore, if you transfer the...

How long before I get my files from my chapter 7 to my new lawyer that will represent for Chapter 13?

This question is better answered by your new Chapter 13 lawyer. The Rules of Professional Conduct state that the file should be turned over in a...

What should I do to minimize any negative effect

The best way to see if the account has been reported is to run your credit report. How long has the account been overdrawn? Sometimes collection...

I failed to file taxes for the last 3 years. How bad is this for me? I will for sure file this year.

After following the advice of a tax professional and doing all that is necessary, if you do end up with a tax liability then you should discuss...

Is there a statute of limitations on the length of time I have to file a suit? Do I seem to have a case here in your opinion?

The San Diego County Bar Association has a free process that can be utilized to informally settle these types of disputes. I have attached the link...

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I concur with Mr. Zimmerman. You need to discuss your issue with a student loan lawyer in your area. There are some very detailed issues regarding...

How do I simply get an attorney to explain ALL the ramifications I am assuming.

As I read through your question and statements I think what you are talking about is some sort of settlement with another party and you want to...