Archived
What is the statue of limitations with private loans? And are they allowed to take it from my dad's social security?
David's answer
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Answered on April 13, 2016
There is a four year statute of limitations on written contracts. That being said, both you and your father have some very serious student loan...
Can I keep one credit card if I have no debt on it when I file bankruptsy
David's answer
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Answered on April 13, 2016
When someone is in the type of situation you are, it is best to have someone 100% on your side. You do not have to file a bankruptcy with your...
Archived
Video testimony is a small claims case against landlord misconduct?
David's answer
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Answered on April 13, 2016
Attorneys are not allowed in small claims court. I suspect that the quality and type of testimony allowed would be up to the small claims court...
Archived
Should I file an answer with the court to buy myself time for the settlement to be reached or should I not file anything at all?
David's answer
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Answered on April 13, 2016
There are several ways to approach this issue. The most effective way, in my opinion, it to have immediate dialog with the attorney listed on the...
How do I know what is allowable/reasonable for expenses in Schedule J when filing a Chapter 7 bankruptcy?
David's answer
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Answered on April 12, 2016
I am reading your question and looking at the areas of concern that you listed. It appears that you have tax debt, Student Loan Debt, a DSO, and...
Archived
if i get paid through escrow will i now have to pay taxes even if its because of divorce settlement because i only lived 1 yr ?
David's answer
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Answered on April 09, 2016
Contact your divorce attorney and make a demand on escrow. If your name is on title, then escrow and title will have to contact you.
Archived
Class action lawsuit
David's answer
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Answered on April 06, 2016
First, it is not a good idea to type in capitals. It is very difficult to read. There is a far better and quicker way to obtain student loan...
Archived
Will my student loan debt "count" toward consumer debt? If not, how can I be sure and what cases or laws will help me?
David's answer
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Answered on April 05, 2016
Yes, Student loans are considered consumer debt. The only instance that they "may" not be considered consumer debt is if they are incurred for...
Archived
Whats the best way to settle this? Who can we contact for debt settlement?
David's answer
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Answered on April 04, 2016
If you are dealing with a debt collector, they can be very inflexible. There is a correct time to deal with these folks. Payments and a reduction...
Archived
How do I start a negotiation to pay off debt?
David's answer
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Answered on April 03, 2016
Debt negotiation is an art that many lawyers have been able to master. Each case is as different as the facts and circumstances. Debt negotiation...
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