So let me clear this up for you. The Sheriff's Department in San Diego does get involved in the service lawsuits. So if a creditor wants to sue you...

What can attorney do that you owe money and can't pay? . Bankruptcy is not a option

I think you need to speak with a local San Diego Bankruptcy attorney. Many provide free consultations. When a person is in your situation, it is...

When performing community service, when the court paperwork says "community-oriented non-profits", how flexible are the courts?

Community Service with the Fire Department or the City should suffice. When you check in with the agency, you can ask them. You could always check...

A chapter 13 may have to be filed to prevent the lawsuit from happening. Then, if you qualify, you can dismiss the Chapter 13 and then file another...

Why would a 17,000 unsecured CC judgment lien not be stripped during my Chapter 7 and do I have any re-course?

You may have to consider opening you case up and filing a motion to avoid the judicial lien under 522(f). This could have been done during your...

If the landlord were to claim damages against me after I file and move out, will that be post-petition debt?

Far better to move out first. Then file bankruptcy. That way any claim for damages would be pre petition. The status of the debt relates to the...

On the National Level, there is the Consumer Financial Protection Bureau. This is the Federal watchdog and it has been very effective on many...

How to settle?

The attorney's office may speak with you, or they may not. They are not required to. I would strongly suggest that you speak with a local San Diego...

What is the reasonable amount to settle?

Debt settlement and debt negotiations can be tricky. Often times it is linked to the individual creditor and their attorney. Most importantly, if...

What can i do ?

I agree with Ms. Enmark. You need to have this addressed. That being said, you did not indicate what creditor this is. If it is a secured creditor,...