Can we switch attys in middle of chapter 13

It sounds like you achieved a long term reduction in your monthly mortgage payment while you had a Ch 13 confirmed Plan that included a low...

If my husband is on the deed,however not on the loan contract and I file chapter 7 and surrender the house is he responsible?

I live and have my office in North Ridgeville. Luckily we are still a good solid market for home sales and lenders are not bypassing foreclosure...

One issue that often comes up with respect to post bankruptcy "new" creditors is that the "new" creditor is actually a collection agency collecting...

Can i be charged with check fraud for a online payday loan?

A "pay day loan" is a simple promissory note, except that if you calculated the interest on an annualized basis you would never sign one. The act...

A friend of my son is staying with us. Collection agency called threatening to seize our property for the friend's debt.

If your fact pattern is 100% correct, then you have a claim against the collection agency under the Fair Debt Collection Practices Act based upon...

You can voluntarily dismiss your Chapter 13 Case. You should, however, talk to your lawyer about some of the negative consequences of repeat...

Civil judgement from a creditor; unemployed; no assets; no bank accounts or saving; mortgage 8 months late; what are my options?

At this point, you have more of a practical problem. The accumulation of negative data has most likely decimated your credit score. The judgment,...

We have a discharged mortgage from Chapter 7 bankruptcy. The debt was not reaffirmed however we stayed in the house and continue

Have you contacted the lender about doing a DEED IN LIEU of FORECLOSURE? That is the easiest way to get title out of your name into the Lender's...

I paid my requested legal fees in May to file bankruptcy, I haven't heard anything why? and my attorney will not return calls

Send a letter to your Attorney via Certified U.S. Mail, return receipt requested, and give him or her a contact number where you can be reached...

Am I and my current wife financially liable in a foreclosure that she has no legal obligation to and I discharged in bankruptcy?

If your wife did NOT co-sign on the promissory note, then she is not liable. You bankruptcy Discharge Order issued by the Court wiped out your...