Archived
What can I do about a company altering a purchase contract after it was signed in order to get more money?
Judson's answer
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Answered on May 07, 2020
They can't do that. If you signed a 48 month contract, they have to stick to it. You need to have an experienced consumer rights lawyer review...
A bank is not reporting that I payed off a loan and it's been over 30 days..Can they do this?
Judson's answer
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Answered on May 07, 2020
No they can't do that. Once you've paid off the loan, they have to report it as paid. Under the Fair Credit Reporting Act, they are not allowed...
Is there recourse in Georgia when buying an "As-Is Used car from a dealer?
Judson's answer
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Answered on May 07, 2020
As Is disclaimers are a big problem. But they generally do not defeat a case of outright fraud. If they promised something they didn't deliver,...
Archived
What do I need to do?
Judson's answer
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Answered on February 18, 2020
Under Alabama's UCC, you can sue someone who breaches a contract for the sale of goods for the entire balance due on the loan, plus interest. Or,...
Archived
What do I do if I received a summons for a medical bill but income is disability and I’m separated. I have nothing to my name.
Judson's answer
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Answered on November 08, 2019
It's always a good idea to answer the complaint, because that will at least get you a trial date where they have to prove their case against you. ...
Archived
How do I answer a summons?
Judson's answer
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Answered on September 05, 2019
Though it isn't fair or (in my opinion) ethical for them to take a default against you if you have agreed to a payment plan, they are under no...
My car was repossessed 5 yrs ago but it’s still on my credit report as a OPEN Account is that accurate?
Judson's answer
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Answered on August 09, 2018
I assume that you're in Alabama and the car was purchased in Alabama. In most car sales installment contract cases, the statute of limitations is...
In the state of Alabama is it illegal for a 16 year old boy to have sex with at 14 year old girl if they are dating?
Judson's answer
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Answered on July 23, 2018
It depends on your birthdays. It is illegal for someone older than 16 to have sex with someone younger than 16 if there is at least 2 years of age...
Archived
Hi my 2012 car was repo and I never received no kind of letter in the mail from finance company that gave me the loan .
Judson's answer
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Answered on March 12, 2018
I'm not quite sure what your question is. Are they allowed to ask for the full amount of the debt before giving your car back? Generally, the...
Do motor mounts cancel out a 'as is' used car sale?
Judson's answer
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Answered on October 30, 2017
I hate to give such a stereotypically "lawyerish" answer, but it depends on other aspects of the deal. Did you specifically ask about these parts?...
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