Archived
My son is 30 years old and has companies writing to him at our address chasing payment. Are we responsible as owners of house?
G. John's answer
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Answered on June 09, 2014
No, but these small loan companies are a disaster for the financially distressed. Have a sit down with your son and advise him to act like an...
How long does it take for a Chapter 13 dismissal to go into effect after the court files for a motion to dismiss
G. John's answer
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Answered on June 09, 2014
The specifics of how long does it take to enter an Order of Dismissal once a Motion to Dismiss is filed varies from Judge to Judge and jurisdiction...
Archived
I made a honest small mistake on a credit app and now my creditor filed a complaint against my BK case saying I lied on the app
G. John's answer
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Answered on June 09, 2014
You definitely need an experienced bankruptcy attorney to help you defend the case. With the federal court requirements concerning witness &...
Archived
How can I sue a debt collector for violating the FDCPA?
G. John's answer
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Answered on June 02, 2014
If this is an online "payday loan" (and it sounds like it is) then it is most likely offshore (out of the U.S.) and U.S. laws like the FDCPA are...
Archived
I received a letter in the mail from Alliedinterstate(a collection agency) about a bill owed to Dish Network.
G. John's answer
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Answered on June 02, 2014
If the bill does not have your name on it, how do you know it is even yours? If you are living in a rental it could be anyone else's that lived...
Archived
Can bankruptcy drop the collection agency cost/fees down to the original amount first owed to the court?
G. John's answer
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Answered on June 26, 2013
Pre-Petition Interest and Fees are not "dropped" when you file bankruptcy. Depending on your assets and the types of debt you owe you may or may...
Archived
Credit Card Companies Calling My Ex for No Reason???
G. John's answer
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Answered on June 26, 2013
If you do, in fact, have great credit you should apply for a different credit card. I cannot imagine a credit card company contacting your ex...
Archived
Which section does my car loan go on statement of intentions? Its not a lease but I intent to keep it.
G. John's answer
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Answered on June 26, 2013
All Secured Debt listed on Schedule D should be reflected on your Statement of Intentions. You would check the box that you intend to reaffirm the...
Archived
I got a judement from [name withheld]
G. John's answer
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Answered on June 25, 2013
You can pay it, attempt to settle it, or continue to ignore it. Most States have a provision for reviving or renewing a judgment lien after the...
Archived
What does it mean when you don't get a discharge after a Chapter 13 after making 5 years of payments on time every month?
G. John's answer
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Answered on June 25, 2013
You are allowed to pay all of your debt through a 100% Chapter 13 Plan if you are not eligible for a discharge as you are not discharging any debt....
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