Philadelphia Pa authorized user on a card, after dead of spouse company has held me responsible can they legally do that

If you did not sign the cardholder agreement you are not responsible for the debt (assuming the charges were made when your spouse was still...

Will my wife and I be available to go bankruptcy

You need to get the offer to settle the account IN FULL for $3000.00 IN WRITING from the company making the offer before you pay the money. That...

How long do i have to wait to file chapter 13 bankruptcy after being discharged from chapter 7?

In order to get a discharge of any debt in your Chapter 13 you would have to file 8/26/13 or later. Otherwise you would be filing a 100% plan. ...

Can I file for bankruptcy after a judgment has been entered against me?

If you do not own any real property then the entry of the judgment will be completely inconsequential. If you have real property, ideally you will...

I have a small claims judgement in my favor for rental damage now how do i garnish this persons wages

Get a garnishment form from the District Court Clerk's Office. You will need to fill that out and return it to the Clerk's Office along with the...

What is the best way to repair my credit?

The big factor not stated in your question is "Do you own real property?" If you have a home and especially if you have a home with equity it may...

Don't want to walk away from house currently 7 months default. What are my options?

You are protected from any deficiency balance on the home by your Bankruptcy but your cosigner is not. If you can negotiate a short sale try to...

How can I handle judgements?

Judgments are just like any other debt and can be cleared in Bankruptcy. The only complicating factor is if you own real property AND have equity...

A Trustee cannot liquidate a medical license held by an individual, and the phone numbers of the practice would not have any real value to sell to...

Can I file a motion now to lift the stay for the car or wait until after the Ch 13 meeting.

There would be very limited grounds for filing a motion this early in the case. Lack of insurance is one. Bad faith is another. Definitely...