Archived
Can I can I claim bankruptcy against the federal government the US Department of Labor for past overpayment
G. John's answer
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Answered on May 08, 2013
Overpayments to the Federal Government are ordinarily dischargeable unless the government can prove that the overpayments were the result of some...
Archived
If you find out you have a lien from 2004 on your home from credit card debts and you've been making monthly payments what can
G. John's answer
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Answered on May 08, 2013
If you are refinancing then you probably are not contemplating bankruptcy. In Bankruptcy, if there is not equity in your home above your homestead...
Archived
I was forced into bankruptsy in 2008 im recieving a pymt from the independentforclorserreview .can i take further legalaction?
G. John's answer
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Answered on May 07, 2013
Read the check that you received. Most of the ones I have seen say that cashing the check does not release the company from any liability and that...
Archived
Do my husband and I have to file chap 13 together or can I do it alone?
G. John's answer
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Answered on May 07, 2013
There are a lot of Chapter 13's filed by one spouse where the other does not file. Remember that if you are married living under one roof the...
Archived
If I get a divorce will my husband still be responsible for my medical bills?
G. John's answer
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Answered on May 07, 2013
In Alabama a Divorce Judge can do whatever is fair and equitable. You would need to consult with a good divorce attorney to properly advise you. ...
Archived
If my husband and I file chap.13 does it ruin our credit? Also he has a 401k will the court make him cash it in?
G. John's answer
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Answered on May 07, 2013
While you are under a Chapter 13 you really don't have any meaningful credit. Any credit you obtain would first have to be approved by Court...
Archived
Bankruptcy question
G. John's answer
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Answered on May 05, 2013
The Bankruptcy Administrator will Move to have your case converted to Chapter 13 or dismissed if he determines you do not qualify for Chapter 7...
Archived
Is it legal for Hertz to do a credit check when the customer is using a Visa credit/debit card as a credit card?
G. John's answer
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Answered on May 03, 2013
If Hertz is lending you a $40,000 automobile are they allowed to determine your creditworthiness beyond the amounts you have in your bank account...
Process of Chapter 7 trustee selling a vehicle
G. John's answer
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Answered on May 03, 2013
If the Trustee is going to sell the property they would take possession of it and advertise it for sale. You would receive your exempt portion...
Archived
Can I dispute a claim regarding an unknown outstanding balance after garnished amount fulfilled?
G. John's answer
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Answered on May 03, 2013
If they are claiming additional amounts then you have every right to dispute the claim. You can file a dispute with the three credit bureaus, you...
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