This was my very first time when I had to go to an attorney due to harassing and misinforming (softly said...) collection agency. I wish I would know someone like John Watts years earlier! I bet my and my family's credit credit would not be as damaged as it is now. Anyways, not only John backed of...f the wolves, but he also got a nice settlement. The process was pretty pleasant. . My advice for those who are in doubt: if in doubt, call John Watts. Here is why. We immigrated to USA about 15 years ago. A lot of scammers took advantage of us: opening lines of credit on our names, leases, credit cards. Then, collection agencies took advantage as well by knowing that we don't know laws. They were harassing us mostly for the debt we never took. Our phone was constantly ringing, They were constantly making us feel guilty, intimidated and emotionally upset. Looks like most people don't know laws and just suck it up. I learned that collection agencies are extremely manipulative and ruthless. They act like wolves towards people who don't know laws. But when you get someone like John Watts, they become scared like sheep. As I said, I wish I would know John earlier. I learned a lot just from having one case with him. And besides settlement, John gave me confidence when it comes to debt collectors.

We were scared, confused, angry, and feeling rather hopeless. Then we scheduled a consultation. John Watts stepped in and took charge of a case we could not begin to understand. He explained everything he was doing each step of the way. He represented us when we were being sued by Midland Funding. We... had no idea who they were or what this debt was. When we were discouraged he showed us that anything is possible. I could go on and on about how wonderful he is, but after one consultation, you'll see for yourself.

Without warning, I was faced with garnishment of wages for a car I turned in as a voluntary repo 9 years earlier and had thought the issue was in the past. Not knowing who to turn to, I met with two different legal firms that required I pay a consultation fee before any advice could be given out and... later found out the information they gave me was not entirely accurate and they definitely were not looking out for my best interest. A friend's boss gave me the name of John Watts at Watts & Herring. I met with John and his staff and explained the situation with the garnishment and that I had just recently gone back to work after being out of work for 2 years from health related issues and unemployed for 9 months. I had no money and now the garnishment was even more devastating. How was I going to pay my rent and utilities? John and his staff reassured me and tried to calm my nerves, recommending a few different options, the benefits and downside of each option and what costs were associated with each choice. There was no charge for the consultation and it was very comforting to me when they told me whatever choice I made, they would help me each step of the way. In the end, I chose to file Chapter 7 bankruptcy which stopped the garnishment right away and stopped the harassing medical debt calls and letters. They gave me advice on the pros and cons of keeping my car or turn it in as part of the bankruptcy and how to check the credit bureau reports after the bankruptcy was completed. I am forever grateful to John, Randi and Matt for helping through this very difficult legal and emotional time and recommend the to anyone in need of legal help.

Attorney Watts and his team listened to my case and explained clearly my options. He was curtious and followed-up on my case without being pushy. He explained what I should expect from the opposing attorneys and the Court process. He described what I needed to do to respond. The process unfolded muc...h like he described. With Attorney Watts' help I won my case easily. It looks easy in retrospect but I was afraid before I met him. He put me at ease! I highly recommend Attorney Watts if you need legal help.