I found myself being sued by Midland Credit Management, alledging they were the owner of my credit card debt unpaid balance. Being sued is certainly intimadating and worrisome at best. Living in Maine, I contacted attorney after attorney only to find none interested in taking my case in small claims ...court. Out of desperation I was forced to defend myself. I researched everywhere and anywhere on the internet, bought books on the subject, contacted online advocates and by the grace of providence came accross John Watts website, Alabama Consumer.Com. While Mr. Watts was unable to provide me legal advise, following his website provided me enough public knowledge to enable me to defeat not one, but two seperate lawsuits from the same junk debt collecter. While not for the faint of heart, defending myself and winning was within my control. If you find yourself being sued in Alabama by a debt collector, call this office first. They will provide the best legal advice money can buy. My only regret is that I do not live in Alabama to hire this lawfirm.

When I first received notification from LVNV that they were suing me, I was devastated and did not know where to turn. I was embarrassed and was afraid they would contact my employer. After many nights of no sleep, I googled “what to do if sued by debt collector” and I immediately found the inf...ormation John had posted on their website regarding what a debt collector can and cannot do. There is so much information there! I spoke with John on the phone and realized right away LVNV should not have sued me. After disputing the debt, LVNV had the suit against me dismissed. While this was good….it got GREAT when I talked with John again and he filed suit against LVNV. They should not have sued me in the first place and they should have removed it from my credit report. Because of John, I got a very nice settlement that was VERY unexpected! I not only feel great for having beat LVNV, I also hope that more people will contact John so he can fight back for you and teach these debt collectors to do their research before they jump! THANKS John!!!!!!!

A short while ago, I felt like I had the weight of the world on my shoulders. My husband had lost his job twice in the past few years, and our financial situation reflected that. Debtors and creditors alike were calling me night and day - with some threatening to sue. The last straw happened when ...a creditor decided to contact my manager at the office since I was not returning his calls. I got online and saw John's website, which offered a lot of helpful information for the situation that I was going through. After I made my appointment with John, I began to feel a little relief. The consultation was free. So, what could it hurt to meet with him and discuss my situation? I am SO glad that I made that appointment with John. In talking to me during that first meeting, John discovered that not one, but two collection agencies had used illegal practices to collect an alleged debt from me. During that first meeting, John made me feel very comfortable and just seemed like a really good guy trying to protect consumers. He was - and still is - very down to earth and very eager to help you. John filed a lawsuit on my behalf. The letters and phone calls immediately stopped, and within a few months, both companies ended up settling out of court. They knew that what they had done to me was illegal. John caught them at their game. Just yesterday, John handed me my settlement check from these two collection agencies. These people who were trying to get money from me ended up having to give me money because what they were doing was illegal. I would have never known this if I hadn't contacted John Watts. Throughout the entire process, John kept me updated and answered my emails and phone calls in a timely manner. He treated me more like a good friend than a client. Last night, it felt really great to be able to lay my head on my pillow wihthout worry. -No more worry or sick feelings in the pit of my stomach....just a sense of peace...Thank you John!

I am writing to express my appreciation for Attorney Watts with a recent issue with a credit collection agency. Attorney Watts assisted me with an issue that was damaging to my credit and painful to me. I was provided with information about my rights against credit collection agencies. After talking ...with Attorney Watts and Mrs. Carolyn I have a better understanding about what I can and should do, if I am ever faced with an issue with a credit collection agency again. Thank you for all your assistance and informative information about credit collection agency.

After being harassed and verbally attacked by a sub prime auto loan company (debt collector) , My Wife and I had our backs against a wall. After contacting Mr. Watts, and sitting down with him, I have to say, my opinion of Attorneys has changed all together. He was both very knowledgeable regarding ...our problem but sincere about assisting us. At the end of everything, we got our lives back, thanks to Mr. Watts entirely.