Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
The short answer is "Yes" it is legal to not report. There is no obligation to report to the credit reporting agencies. It is unusual but some...
Couple of things to consider. The divorce agreement does NOT bind the mortgage company as they weren't a part of it so if your name is on the...
When someone dies, the assets in their name only will generally need to go through probate. If they have a will, it is handled that way but in...
I'm a little unclear - was this a car that you financed and now the dealership says the financing "fell through" so you have to bring back the car?...
The newspaper advertisement must mention the date it will be sold. The thirty days is from when the note was "accelerated" or declared to be in...
Unless there has been a default judgment entered more than 14 days ago, it may not be too late. You can file an answer to the statement of claim...
No unless the collection agency has a judgment against you. A collection agency cannot threaten action which it knows it can't take -...
No. Unless you have an agreement in place, I would suggest you not give out checking or credit card information to collectors. Don't ever pay a...
There is a big debate in Alabama between consumer lawyers and collection lawyers on the statute of limitations. Credit cards are considered "open...
As mentioned earlier, the debt collector can only garnish wages if a judgment has been entered. A favorite dirty trick of debt collectors is to...
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