Archived
I know that I need a lawyer to help me with my foreclosure, but afraid that the fees will wipe me out
John's answer
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Answered on March 19, 2010
I don't know how much lawyers would charge you in your area for your particular case. I do understand your concern but let me make a suggestion. ...
Archived
How long does it take to go through foreclosure, once it starts
John's answer
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Answered on March 19, 2010
Just one point to add to the previous answer - assuming you are in a "non judicial" state - litigation can dramatically change the...
Archived
I got a letter from a lawyer asking me to pay a credit card debt that is from 2000. What can I do?
John's answer
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Answered on March 19, 2010
As Angelo mentioned check out NACA for a lawyer in your area.
The debt is too old to be on your credit reports. (7 years from date of charge...
Archived
Can I go to jail for credit card fraud if I had no knowledge of the purchases
John's answer
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Answered on March 19, 2010
You are likely not responsible for charges you did not approve. Was your mother an "authorized user?"
You may need to fill out an ID theft...
Archived
Can a payday loan insti. deposit a check that was due if i called them and informed them that i filed for banruptcy that day.
John's answer
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Answered on March 17, 2010
Generally, as soon as you file for bankruptcy protection an "automatic stay" goes into effect. This means that no creditor can take any collection...
Archived
What legal responsibilities does a jewlery store have after selling an expensive stone with a fake certificate?
John's answer
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Answered on March 17, 2010
I would meet ASAP with a good fraud attorney in VA. I don't know what the statute of limitations is in your state but you may be coming up on it...
Archived
Foreclosure & loan mod.
John's answer
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Answered on March 17, 2010
These banks, particularly Bank of America, truly illustrate the old saying "The right hand does not know what the left hand is doing."
You...
Archived
Does my lender have the right to change the lock of my door while im on the process of loan modification-was 4 months on default
John's answer
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Answered on March 17, 2010
This is a growing area of concern - lenders that come in a change the locks and destroy property. If the lender thinks you "abandoned" the house...
Archived
Pain and suffering award was kept by parents
John's answer
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Answered on March 17, 2010
In Alabama (and most states) settlements for minors are held in trust as you described. I would contact your parents to see if they will give you...
Archived
Harrassing Collections from an out of state agency
John's answer
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Answered on March 17, 2010
Whether or not you have money, the collection agency may take action against you.
If you can't pay the debt (after deciding that you really owe...
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