The creditor may be willing to give you something in return for voluntarily giving up the car instead of them having to hunt for it and repo it...

In order to garnish your wages, the creditor has to go to court and get a judgement against you. Did that ever happen?

How can I get a fraudulent credit account off my credit report.

It would be great if you had a police report or ID theft report with the FTC to go along with your disputes. Have you checked your reports with...

The repo company and finance company have no right to hold the personal items. The problem is going to be proving they took them.

Can a car be repoed from the title holder ?

It depends on your agreement with the financing company. If it has a security interest in the car, like most agreements do, then they can repo it...

Can I sue transition?

You will have to go through your credit report and see if anything is inaccurate. If it is, then you can dispute, and if not corrected, then you...

Can a person go to jail do not surrender a vehicle that the bank wants to repo

It is more likely that the repo man is improperly trying to scare you -- which may give you claims against his company. Either way, that is a...

How do I get charge-off removed from my credit report?

The furnisher has to report accurate information. A charge off is more of an accounting term than a legal term. The more important factor is if...

Can I keep the family vehicle after my spouse's death??

I have had this situation before and it is a tough situation. The finance company, it probably claims, has a clause in the contract that death of...

What can i do about this ?

I agree that it looks like a scam. Ask them to send you something in writing. They will probably refuse or make excuses.