30 days late means the furnisher is claiming you did not pay for 30 days past the due date. Being a few hours, or even a day, late past the due...

Can the finance company take my car out the impound with out your permission ?

Probably yes, the finance company can charge you certain fees for the repo and storage.

It may be okay, the important part is that the furnisher has to report accurate information. The problem arises when the debt buyer starts...

How does a summary judgement suit impact the statute of limitations

It depends, the SoL applies to when the lawsuit is filed not to when a party files for summary judgment. If the lawsuit was dismissed and then...

Credit Derogatory Mark

Debt collectors are told to put the day they acquire the debt in the debt opened field. This can make the information look misleading because it...

Is it legal to require me to pay a fee to retrieve my personal property from a repossession?

Each state is different of this. I believe in Arkansas you may be entitled some items without a fee but they may be able to charge a fee for other...

Will my car get repo-ed?

A charge off is more of an accounting term than a legal term. If the car is in default, the lender probably has the right to repo it as long as it...

Can a leinholder repo my vehicle if I have a valid title?

The right to repo is governed by the security agreement and financing agreement between the lender/secured party and consumer. The title rarely...

Someone took a credit card out in my name and my old address and now I’ve recieved a summons on their unpaid amount.

The burden is on the debt buyer to prove you owe them. They usually have a hard time meeting this burden. You should be able to hire a local...

You may want to talk with a local consumer attorney about how North Carolina law deals with yo-yo transactions or spot deliveries. It sounds close...