My mother received a call from a collection agency looking for restitution on funds for a time share my late grandfather owned.

If they call again they'll likely announce that the line is recorded, which you can use as your license to record. At that point, your mom should...

Is it too late to collect money from a default judgement in the state of Georgia in 2007?

Joel may have misspoken. An online source puts the SOL for Georgia judgments at seven years. However, it also says there are a couple of methods of...

I have a third party debt collector calling friends and family (even my ex-wife from long ago.) How can I stop this?

I like Richard's answer, with the caveat that there is case law that the statutory $1,000 damages can't be stacked; no matter how many violations...

Is there a way to collect my awarded judement when the person moves out of state? If so, how?

The tracking is accomplished by buying a report from Lexis/Nexis or any of the dozens of companies that resells their reports (Intelius is one, and...

Your employer did not garnish your wages. Your employer was notified by the court that your wages had been garnished, and the amount garnished...

Can my old bank and loan companies garnish future wages or interfere with a new checking account if I owe money?

Your new bank account may have used a "hard pull" (rather than a soft pull) to verify your identity for "Know Your Customer" rules. If they did...

Can I keep most of my sale proceeds cash (at least the federal exemtion amounts of $11,500 + $1,225) after sale of my prin res?

If nobody is suing or has judgments against you, why would you be in any hurry to file Chapter 7? In my opinion, you use bankruptcy when something...

Will a cease communication letter usually prompt a debt collector/creditor to initiate a lawsuit or simply sell the debt?

A creditor always has four options, one of which is partially in your control, and the other of which gives you an option to participate which you...

Told by phone I owe a debt from 2007 and 2010 and was going to be prosecuted for bad checks on a payday loan. if I don't pay

You might be surprised to learn that a good place to report this abuse would be the creditor you dealt with last year. You see, these unscrupulous...

Can medical bills take profit from the sale of my home?

Unless and until they have judgments and have used those judgments to get liens on your real property, they have no claim to any monies from the...