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Am I legally obligated to take care of a debt in the state of Texas older than 4 years since my last payment was made?
Mark's answer
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Answered on March 20, 2014
Your question illustrates one of the dangers of thinking about debt problems in moral terms. If you do what good people do (try to pay off your...
Archived
Im trying to figure out type of debt and then what is the Utah Statute of limitations?
Mark's answer
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Answered on March 19, 2014
Your state's case law likely fleshes out the question of whether the contract will be subject to the four or six year statute of limitations, and...
Archived
I got a summons for an outstanding debt that I owe and I am wondering what to do.
Mark's answer
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Answered on March 19, 2014
You need to file a responsive pleading, or show up to a hearing, whichever the summons says you must do.
Contact a nearby law school or bar...
WHAT IS THE DIFFERENCE BETWEEN "DATE OF FIRST DELINQUENCY" AND "DATE FIRST MAJOR DELINQUENCY REPORTED"?
Mark's answer
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Answered on March 19, 2014
The reporting as an "open" account is likely proper. They are not reporting that the account is open as opposed to closed. They are reporting that...
Archived
Neal C. Tenen added a "civil penalty" to an amount I agreed to pay?
Mark's answer
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Answered on March 19, 2014
The answer should be found in the four corners of the agreement. You should read it carefully. The law probably provides for it, but the agreement...
Archived
CAN I SUE A HOSPITAL FOR SENDING A MEDICAL BILL INTO COLLECTIONS THAT WENT ONTO MY CREDIT THAT WASNT EVEN MINE?
Mark's answer
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Answered on March 19, 2014
Most states have a doctrine of necessities, which means that you must pay for your children's bills (which means that if unpaid, they can go on...
Archived
My Wells Fargo account was just hit with an DDS via 1LLG. I beleive it is from the Dept. of Cons. & busi. serv of Oregon.
Mark's answer
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Answered on March 19, 2014
1. No. If they did have to notify you ahead of time it would defeat the purpose.
2. Likely they will do it again if you put more money into that...
Archived
Can I get my state tax refund back from hospital?
Mark's answer
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Answered on March 19, 2014
Probably not.
But now you know. You can go to your employer's payroll department and adjust your withholding so that there's a smaller refund...
Archived
Is there a statute of limitations in Texas for a hospital to pursue outstanding medical bills? If so, what is it?
Mark's answer
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Answered on March 19, 2014
I'm sorry for your loss.
I can't opine specifically on Texas law, but all states have statutes of limitations for various types of debt. What...
Is an apartment complex required to notify you of a debt before sending it to a collection agency?
Mark's answer
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Answered on March 19, 2014
At the federal level there is nothing that would require the management of the complex to make any particular effort to contact you before turning...
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