Collection officer can be sued individually for FDCPA/FCCPA violations?

Collectors often work under "desk names" which are pulled out of thin air, or out of a novel or movie or TV show. Oregon actually has a statute...

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What is the statute of limitation for a hot check under 100.00?

The statute of limitations would only matter if the check was dated well before 2002. If it was say a 4 year statute, the check could have been...

How can I still have an active judgment with a collection agency on file if they sold it to another debt collector?

When a judgment has changed hands the new owner cannot legally enforce it without an assignment of judgment (basically a document that provides...

Someone contacted me from a legal services company that appears to be a filing status as Involuntary Dissolution by SOC.

Their company no longer exists on the records of the State of Florida. It was dissolved in 2012. I'm less concerned with them continuing to...

Can I still have wages garnished if Judgement filed but in county of past residence?

Even people who live in states that have no wage garnishment are sometimes snuck up on by creditors who know that they can domesticate a judgment...

If they sued, typically they accelerated the note before doing so (to not do so would be a huge mistake, and they would be entitled to collect only...

Got a letter for a "severely delinquent" account from an Orthodontist. we never went to this orthodontist.

From 2005 they won't be able to tag your credit, however when your daughter reaches majority they could go after her. The statute of limitations...

Assuming the accused never jumped bail, the monies paid to the bond agency would have satisfied any and all claims that it might have. However,...

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Can Debt Collectors harass me on medical bills that were incurred when I was a minor?

Typically you cannot enter enforceable contracts during minority. A key exception is medical care (actually, all "necessities" including food,...

Is this right? Can they collect a debt this old? And if I file for Chapter 7 bankruptcy, will this debt be discharged?

In the Farm Bill in 2008 the former ten year lookback for losses sustained by the government guaranteeing an individual's loan (whether VA, FHA,...