I have heard that you can be sued by a credit card company-collection agency , they can serve you possibly at an old address on

One of the perennial abuses of the creditors' bar is "sewer service" that happens either from an honest practitioner using a process server who...

A family member opened credit cards..debt collections calling...what do I do??

If it happened in 2009 chances are it is past the statute of limitations. If your relative is sued he needs to file an answer that properly asserts...

Can I counter-claim if the Plaintiff's attorney violates debt collection laws?

Federal judges see FDCPA cases day in an day out. They are experts on that federal law. State court small-claims court judges not so much. Plus you...

Will our three Capital One Civil Judgements for money be resolved after our home goes through foreclosure in WI?

If things work in WI the way they do in other states, foreclosure will take the judgments liens off the property. But not for your benefit....

I have a loan company who is not only calling me multiple times a day in my cellphone but also leaving Voicemail in my job phone

These calls may also be a violation of the TCPA, which has a few more teeth than the FDCPA when a cell phone is in the mix. There needs to be a...

In most states they are required to attach the contract. No contract, no contractual claims. The bad news is that even in the absence of a...

Can a collection company garnish my account, legally, without a writ of garnishment?

There is *some* types of garnishment that doesn't require a writ from a court. These would be "administrative" garnishments or levies, and they...

How can I clear a medical bill from my credit report that doesn't belong to me.

How old is your daughter? If she's under 18, you may still have filial responsibility for her. And of course what she's responsible for, you're...

Will paying a judgement extend the time it is reported on my credit report?

The judgment *can* be reported for so long as it is valid. As a practical matter, they tend to drop off at 7 years, *but* if they're renewed and...

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The new Bartram case would treat each missed payment as an independent default, meaning that each payment would be time-barred as they age past 5...