There are a lot of variables that affect whether this works or not. Most states have adopted some version of UCC s. 3-311, which sets forth...

I have an unsecured loan in defualt and an auto loan with the same institution. can they take car if i cant pay on other loan?

Before paying or hiring an attorney, try reading the contracts, particularly the unsecured loan but also the one for the vehicle. Your answer ought...

Advise the dealer that it is s responsible to the towing company. Advise the towing company that the dealer is responsible. Grab a Pepsi and a...

How to stop credit card collection from a debt you already paid?

Hanging up is a good first step. What you've got is a "Buffalo" type collector, and they're as toothless as they are annoying. They're a bunch of...

Affidavit to protect personal property from post-judgment collections

Unless it is very well-known, or otherwise disclosed to the creditor's attorney that you have valuable items such as coin or stamp collections or...

One (relatively) passive and low-cost means of collecting is the lien on personal property. No, it doesn't have the same impact as having the...

When did Capital One change their governing laws to be Virginia or the state with the longer Statute of Limitations?

They did it at least a couple of years ago and probably not more than four. What Capital One has done is known as "dépeçage" and what it means...

Does anyone have any relevant cases for suing a co-borrower for the deficiency in property that was foreclosed up?

In general, the co-maker of a note is jointly and severally liable for the note, which means that the bank can choose to go after both makers or...

What can I do with the cancellation of debt taxable income on a deed in lieu of foreclosure? File bankruptcy on taxes owed?

Yes, you need to do an insolvency worksheet. However, assuming you meet the IRS requirements you may be able to reduce or even eliminate taxes due...

I just received a debt collection letter for a 2007 debt. What do I do?

The junk debt buyer that purportedly owned the debt sold it to some other junk debt buyer. The power company really has no control over the...