Got electric bill with $600.00 add from 1999,said I hadn’t paid. statute of limitations for this?

There are a couple of considerations here. 1. Power companies and other public utilities often have a great deal of deference from the state's...

Which state's laws govern my dealings with a debt collector?

I want to amplify briefly on a couple of Mr. Alexander's accurate responses. First, the reporting of the account should end 7.5 years from the...

My judgment expired and I did not know and kept sending money to the lawfirm that was collecting it.

Legal scholars differ on whether Florida money judgments actually do expire. One well-reasoned article says they don't. However, even if they...

The short answer is they can do it if it's in their tariff filed with the public service commission (and it likely is in there). As for what...

How much of the short sale balance with the bank come after?

I can't opine on Virginia law specifically so this is a general discussion of how these things work. Some debtors have been able to negotiate...

Preparing to file for divorce, but need to know how to protect/fix my credit.

As a practical matter, if the cards are in your name change the address to a P.O. Box and then report them lost and have them reissued and the new...

What do I do when a company ignores a garnishment request against a current employee that lost in small claims court?

Mr. Alexander is right that getting paid under the garnishment take time ... but if it's really not happening and it's the employer's fault, the...

Am 17 and going to court because i owe money to paypal.

It's possible that you have a good defense to a suit by Paypal, however I cannot opine on California law, so I won't be able to say anything more...

If my car is repossessed, could I be sued?

The short answer is yes. The lender will sell the car and if they do not recoup their losses they can pursue you for the deficiency. The...

How does bankruptcy protection save my house

Floridians don't necessarily need bankruptcy to save their houses, the homestead exemption is essentially unlimited unless the homeowner has owned...