Archived
What will happen to my chapter 13 bankruptcy case since I am unemployed now and filing for Disability?
Michael's answer
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Answered on February 24, 2012
If your income has declined below the median income for your family size and state, you may be able to convert your case to one under Chapter 7,...
Archived
Is there anyway you can get a hardship to lower your defaulted student loan payment?
Michael's answer
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Answered on February 22, 2012
Student loans are difficult, but not impossible, to discharge in bankruptcy. Depending upon what your medical condition and disability, you may be...
Archived
Recieved a letter in regard to illegal downloads
Michael's answer
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Answered on February 20, 2012
This really is not a question of debt settlement, but rather one that should be addressed by an IP attorney. I would seek the advice of one as...
Archived
CAN A JUDGEMENT CREDITOR WAIT 3 YEARS AFTER A JUDGEMENT IS PLACE AND THE GO BACK AND ADD INTEREST WITHOUT NOTIFING THE DEBITOR
Michael's answer
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Answered on February 20, 2012
This is a very state specific question, so I would deffer to Attorney Janak, answer regarding statutory interest, as a lawyer in NC. However, I...
What happens if a mortgage holder does not file a claim on a Chapter-13 case?
Michael's answer
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Answered on February 19, 2012
Your old case is not really applicable to the current case with respect to proof of claims filed. However, if your mortgage lender does not file a...
Archived
I defaulted on a credit card loan and a judgement was placed on me. I got the date of the trial wrong and showed up a day late.
Michael's answer
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Answered on February 18, 2012
If a judgment has been issued, then the Creditor can request an execution and file that as a lien against your property. Additionally, in...
Archived
Will a tax lien prevent me from receiving a federal income tax refund?
Michael's answer
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Answered on February 18, 2012
Due to the fact that you filed your bankruptcy case, and the stay is in effect, (as you have not stated otherwise), you should receive your Federal...
Archived
Can negociations be made with the creditor's layer after a judgment has being entered?
Michael's answer
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Answered on February 17, 2012
You always have a chance to settle the debt even after a judgment enters. However, keep in mind that the power now rests with the creditor, and...
Archived
My Chapter 13 bankruptcy was dismissed January 25th 2012 for falling behind on payments. Can the trustee keep my 2011 tax refund
Michael's answer
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Answered on February 16, 2012
You want to speak to an attorney in Texas with experience in a Chapter 13 case. However, in gerneral if your plan was not confirmed yet, then the...
Archived
I am in a separate chapter 13 bankruptcy and going through a divorce in texas. Can the court mandate spousal support?
Michael's answer
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Answered on February 16, 2012
I am a bit confused by your question relative to which court you are referring, are you asking if the family and probate court can issue an order...
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