Negotiating with a creditor can be a funny thing. Your situation does not provide for a one size fits all number or percent to offer. There is no...

Chapter 13 and my land?

You can not simply deed a portion of your real property to anyone without court approval, especially a family member, or insider. You will need to...

Credit card/ bankruptcy question

Under Massachusetts law, a creditor can only try to collect a contract debt for 6 years. However, from the sound of your question, more especially...

Do most BK Attorney's also offer debit settlement services?

I agree with Attorney Harrington, in that although many bankruptcy attorneys handle debt settlement, the real issue is whether they have the power...

The problem with dismissing your case before the short sale is ready to close is that, the automatic stay does not protect a debtor after the...

How much on average does a lawyer cost to try on settling acredit card debt that hasnt gone to court yet?

In every geographic area there are different standards of what is a reasonable fee to charge to settle a debt. Most debt settlement lawyers I know...

My husband claimed chapter 13 and we foreclosed on a home with a second mortgage during that time. He was discharged in nov..

When only one person files a bankruptcy and multiple people are liable on a debt, only the person who received the discharge actually is not...

Chapter 13 Dismissal

My colleagues have answered your question regarding the timing of the Chapter 13 case should your case be dismissed by the court and not...

Filing ch13-Are we able to add a repayment on a 401k loan?

As my two colleagues have already properly stated the law under Title XI, the bankruptcy code only speaks to retirement plan repayments through...

Junior Lien Harrassment on Chapter 13

Since your second mortgage was stripped in your bankruptcy, your junior lien will be removed once you complete your chapter 13 plan and receive a...