Archived
I am in a Chapter 13. My house was not in the chapter 13. I have received a Breech of contract for the house.
Michael's answer
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Answered on March 30, 2012
In order for the lender to do anything, they will need to file a Motion for relief from the automatic stay. Once they do this, you will want to...
Archived
Is it too late to file Chapter 13 to save our house from foreclosure?
Michael's answer
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Answered on March 29, 2012
Pursuant to the automatic stay, 11 U.S.C 362(a), any proceeding to attempt to collect a debt including a foreclosure will be stopped as soon as you...
Archived
Bankruptcy?
Michael's answer
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Answered on March 28, 2012
In some jurisdictions you also have to file a Motion at the end of your case. Additionally, no discharge will enter if you have not completed your...
Archived
Sued by credit card company they won and lawyer offering a settlement after they put lien.
Michael's answer
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Answered on March 28, 2012
The biggest issue in debt negotiation is that there's no guarantee or law requiring the Creditor to accept a lower offer. Due to the fact that they...
Archived
My husband and I filed Chapter 13 Bankruptcy.Do we need court approval to transfer real property from his name to min
Michael's answer
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Answered on March 27, 2012
Due to the fact that your house is property of the bankruptcy estate, you will need to file a Motion with the Court and get approval to transfer...
My ex filed for chapter 13 and my son needs braces
Michael's answer
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Answered on March 24, 2012
The issue with your ex making a contribution right away, is that if he is in a Chapter 13 and has proposed a plan to the Trustee, he likely does...
Archived
Can a natural gas company make a non-spouse pay deceased partners past due bill in order to put bill in surviving partners name
Michael's answer
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Answered on March 23, 2012
In order to answer this question, need a little more information. Was the account only in the deceased partners name? Who is the administrator of...
Archived
Fraudulent student loan
Michael's answer
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Answered on March 21, 2012
This is an issue of needing a competent attorney to negotiate with the creditor. You don't want them to try to pull anything after the fact. I...
Archived
Can I be charged criminally for stopping payment on a settlement of a debt?
Michael's answer
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Answered on March 21, 2012
I agree with my colleagues that writing a bad check though technically may be a crime, particularly depending on the amount of the check, is a...
Archived
I filed chpt 7 in CA and it was discharged in 2010, I want to keep my home but need to lower my payments, do i need refirm the l
Michael's answer
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Answered on March 20, 2012
You do not need to reaffirm the debt, and frankly it may be too late to do so anyway. What I would suggest is first contact your current loan...
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