I'm current in my post-petition Ch 13 mortgage payments, creditor is filing MFRFS. They are counting pre-petition arrears (?)

If you miss post petition payments, then the Creditor does have a right to file a Motion to relief from stay. There is significant cost associated...

How long do I have in my home if I cannot pay the back mortgage of over $8,000. Should I file a chapter 7?

It really depends on the lender and how quickly they want to get you out. If you are in a Chapter 13, the lender first has to file a Motion to...

Diimissal

Once you dismiss your case, then the automatic stay will be lifted and your creditors can start to report you as late, come after your breach of...

How many hours is a reasonable amount of time for my attorney to bill me for negotiating a payment plan with Capital one?

The problem with estimating what is a “reasonable” amount of time for your attorney to negotiate, with Capital One is that the time required is not...

Is ellimanation of debt legal because a credit card company did something frauduelant.

If the credit card company actually made a fraudulent representation to you with the knowledge or at least reasonable belief you would rely on this...

I HAVE A BILL COLLECTOR CALLING MY JOB CONSTANTLY EVEN AFTER I TOLD HIM I CANNOT GET CALLS

Pursuant to the Fair Debt Collections Practices act, if you send the debt collector a letter stating that you don’t owe any or all of the money, or...

Am I responsible for paying taxes on forgiven debt if I don't receive a 1099c?

Although you must report all income you receive including setoff gains such as those in a debt settlement, there are certain provisions of the IRS...

I want to know my options under Chapter 13

As the other bankruptcy attorneys have properly stated, under section 506 you can strip the security interest in your second mortgage if and only...

Can a highly rated law firm erase my $16,000 bank loan?

Many of the best debt relief attorneys work for small firms or even by themselves. The only thing a large firm might do for you is charge more...

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Can I dispute my divorce settlement over a year later?

This is really a question about family law and not a debt settlement matter. I have changed the category to divorce and seperation agreements as a...