Archived
Is there a way to entice Citimortgage to forgive some, or all, of the missed payments / penalties of my loan?
Chae's answer
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Answered on August 14, 2014
So, if you sell it now the lender is paid in full. But you're considering fighting the foreclosure (with the assistance of competent foreclosure...
The bank filed a new foreclosure lawsuit after 5 years .
Chae's answer
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Answered on August 14, 2014
I agree with my colleagues, the SOL defense is in a state of flux. Therefore, you need to look for alternative solutions. What are your goals? Do...
Archived
If the lender forecloses on a property and there's a deficiency ...Do they still try to collect?
Chae's answer
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Answered on August 14, 2014
You ask several questions here and make several assumptions. First, as you can see from other answers, some lenders do go after the borrower for a...
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Archived
Is there a limitation on how long I can be legally liable for any negative deficiency owed on my florida foreclosure home?
Chae's answer
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Answered on August 14, 2014
There is good news for you. Governor Scott signed HB87 on June 7, 2013. That bill "reduces the statute of limitations period for a lender to...
Archived
Foreclosure Lis Pendens and Complaint filed April 2014. No activity by Plaintiff since. Is it too late for the Defendant?
Chae's answer
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Answered on August 13, 2014
I agree with the answers of my esteemed colleagues. There is still time as long as the Plaintiff has not yet had a ruling on a Motion for Default. ...
Archived
Why is this Notice for Trial (NJ 10mins) no envs taking so long? this is a for foreclosure Deltona, FL
Chae's answer
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Answered on August 13, 2014
If you are frustrated with the long time frame you can contact opposing counsel and explore ways to speed up the process, including offering a...
Archived
Will past charged off Wells Fargo, HELOC affect my future marriage and future husbands credit?
Chae's answer
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Answered on August 13, 2014
I agree with Lewis, your future husband will NOT be liable for your past HELOC liability. Your future husband will not be liable for any of your...
Archived
Purchasing a property from HUD you previously owned.
Chae's answer
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Answered on August 13, 2014
If title to the property transferred out of your sister's name it is legal. She has the right to bid on a HUD property that she has no ties to...
Archived
We bought a house at auction in FL that is full of junk/belongings that appear to be abandoned. When can I legally toss them?
Chae's answer
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Answered on August 12, 2014
Once certificate of title is issued and you have the property titled in your name you can toss out the things that were left behind.
Archived
Home in foreclosure. judge ordered me write a letter to bank. What do I need to say in this letter so as not to lose my home,
Chae's answer
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Answered on August 12, 2014
Without being at the hearing and understanding the context in which the judge said this, it is hard to know what he wants you to state in the...
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