Archived
If Dismissal "with" Prejudice and SOL are no longer valid foreclosure defenses ...what is the next most powerful defense ?
Chae's answer
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Answered on August 16, 2014
A prior dismissal WITH prejudice is a great defense, as is a valid Statue of Limitation Defense. The best defense? Being able to prove that you...
Archived
I am deed holder, mortgage in my mother name,she had sense passed.
Chae's answer
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Answered on August 16, 2014
I agree with my colleagues, the lender doesn't care as long as payments are current. You state that you do not have good credit, yet you are making...
Archived
Does a two year lease for a house in the state of Florida have to go through a realtor
Chae's answer
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Answered on August 16, 2014
No, the someone who told you that you had to use a Realtor to draft a two year lease was incorrect. The landlord can draft it, but better yet, an...
Archived
Can I sue for monetary damages due my X not taking my name off the bank loan.
Chae's answer
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Answered on August 16, 2014
Unfortunately your ex does not have the power to remove your name from the note. Only the lender can do that and lenders will normally not allow...
Archived
How to find out if a foreclosure property still has a mortgage to pay off if I'm buying it in an online auction?
Chae's answer
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Answered on August 15, 2014
I agree with my colleagues on this one. The only way to know for sure is to have a title search done.
Archived
My HOA bylaws prohibit my RV from being stored on my property. Can Board enter my locked yard & have it towed away per bylaws?
Chae's answer
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Answered on August 15, 2014
I agree with Ms. Stage's answer. More importantly, why has this issue gotten to this point? Instead of asking this question, may I suggest that you...
Archived
My home is in the process of being foreclosed on. I received paperwork talking about discovery. What does this mean?
Chae's answer
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Answered on August 15, 2014
The discovery part of the litigation is where the parties request pertinent information from each other. Discovery is usually in the form of...
Archived
Should I pay my delinquent mortgage payments while I await an answer on my Ocwen loan modification request?
Chae's answer
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Answered on August 15, 2014
Paying your delinquent mortgage payments will NOT improve your chances of qualifying for a loan modification. In fact, in some instances, it can be...
Archived
I had a forclosure 7 years ago. I asked for a short sale and they would not do it. The property was bought in Florida but I
Chae's answer
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Answered on August 14, 2014
So you are saying that the actual foreclosure sale was over five years ago? Yes, there are ways that a lender could still file suit against you...
What is a Case Management Conference in reference to Foreclosure
Chae's answer
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Answered on August 14, 2014
Good research on your part. I agree, it is odd that the case management conference has been scheduled so early in the case. You can contact the...
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