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I am forclosing a condo in florida and own a home in Ohio. It is a seperate loan-no coleteral. Is my home in ohio ok?
Stephen's answer
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Answered on January 10, 2010
I am licensed in Florida and can address the Florida portion of your question. The Circuit or County Court in Florida will have jurisdiction over...
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I Gave deposits down to move into this house im renting. and now i have to move out because of foreclosure, can i get my money ?
Stephen's answer
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Answered on January 10, 2010
Under Florida law and your lease your lender would have liability to you for your security deposit and prepaid rent. However, regardless of their...
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If I foreclose on property in Florida, can the bank come after my house and savings account?
Stephen's answer
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Answered on January 10, 2010
I am licensed to practice in Florida and can answer the question as to the foreclosure in Florida. The courts in Florida have the power to impose...
Archived
How to obtain a list of foreclosure properties in my area?
Stephen's answer
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Answered on January 10, 2010
There are a number of national companies that furnish lists of foreclosed homes and homes pending foreclosure. Some of the sources include:...
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Is it possible to modify my mortgage according to actual market value?.
Stephen's answer
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Answered on January 10, 2010
Modification of a mortgage is a voluntary contractual act by both parties. If your lender is realistic they will accept that if they foreclose the...
Archived
We need a foreclosure attorney....desperately
Stephen's answer
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Answered on January 09, 2010
I handle foreclosure defense cases throughout the State of Florida. However the hiring of an attorney does not mean that you will not have...
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In a Lee County FL foreclosure, is there a notice sent to the borrower of the sherriff sale date?
Stephen's answer
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Answered on January 09, 2010
In Florida, foreclosure sales are held pursuant to a Final Judgment of Foreclosure issued by a Circuit or County Judge. The foreclosure sale is...
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Iam in the process of executing a short sale on a house in FL.The lender is in agreement however the PMI ins. wants me to sign a
Stephen's answer
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Answered on January 09, 2010
My experiience in Florida is that it is quite common for the PMI insurer to ask for a promissory note. If you are contemplating bankruptcy, a note...
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My house has a foreclosure sale date on it. Is there a way I can stay in the house for a short amount of time after the auction?
Stephen's answer
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Answered on January 09, 2010
1. Contact your lender and ask if you can extend your possession for several months for a rental payment with a security deposit.
2. If you...
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Can I still do a deed in lieu if the county has just informed me of foreclosure due to back taxes, I have till January 2010 to s
Stephen's answer
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Answered on January 09, 2010
In most jurisdictions including Florida where I practice law, any lien including taxes could be a ground to deny a deed in lieu. However, the...