Archived
Does a Florida HOA have the right to get a loan if the HOA governing documents are silent in that regard?
Stephen's answer
|
Answered on September 19, 2014
You need to review the HOA Articles of Incorporation, Corporate By-laws and the Declaration of Restrictions. If there is a restriction quite often...
Archived
Do my boyfriend have to show proof to his landlord that I don't live with him just because she see me occasionally.
Stephen's answer
|
Answered on September 17, 2014
Your question is unclear in that you have not identified if the landlord is raising any issues with regard to you being at the residence during the...
I'm being sued for $1,300 in small claims. Can the Creditor go after my home?
Stephen's answer
|
Answered on September 15, 2014
A judgment does not attach to a home in Florida assuming it qualifies as your homestead. That is you live in the home as your primary residence...
Archived
Will me credit be affected if the lender forecloses?
Stephen's answer
|
Answered on September 15, 2014
If you did not assume the mortgage after acquiring the house at the foreclosure sale you have no liability on the mortgage note. The lender does...
Can I go to bankruptcy after I go to a mediation on a credit card debt and I agreed into payment plan or even after a judgment?
Stephen's answer
|
Answered on September 09, 2014
I agree with the other attorneys who have responded. The mediation does not prevent you from filing bankruptcy. You should consult an attorney in...
Archived
I alone declared CH7 bankruptcy (and got discharge) but jointly own a house with spouse? can we sell and give half to trustee?
Stephen's answer
|
Answered on September 04, 2014
You say the property was owned with your wife and was non exempt and had equity. If it was owned by you and your wife as a tenancy by the...
Archived
Can I get a mortgage while in Bankruptcy Chapter 13?
Stephen's answer
|
Answered on September 02, 2014
If you find a lender you can get a mortgage. Generally a confirmed chapter 13 plan states that the trustee must approve any future debt during the...
Archived
If a credit card company sues you, can they take wages or money from spouse in FL?
Stephen's answer
|
Answered on September 02, 2014
Your husband is not liable for your sole debts. There are two aspects of the means test. 1st is the household income less than the medium income...
What can i do about jointly owned property that is in foreclosure?
Stephen's answer
|
Answered on September 02, 2014
The reason they cannot talk to you is because you did not sign the note. Generally it makes no sense to make payments on a mortgage you are not...
Archived
Chapter 13 bankruptcy 2nd mortgage discharged
Stephen's answer
|
Answered on August 31, 2014
You should consult the attorney who stripped the 2nd mortgage. He or she should send a letter to the new attorney advising them of the order...