Archived
Is a private student loan collection company still allowed to collect on a debt that the original lender states is 'claim paid'?
Stephen's answer
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Answered on October 15, 2014
I noticed you are in Orlando. The Orange County Clerks office provides for online search of court cases. Paste this link to search for cases...
Archived
Lost my job due to poor health have 1 credit card bill cant pay what can they do to me it is only about $2000
Stephen's answer
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Answered on October 15, 2014
Social security is exempt and cannot be attached by a creditor other than IRS. There is not much they can do other than harass you.
Archived
I had an account in collection for appartement , I was overseas when the account put in collection , when I was back I paid it
Stephen's answer
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Answered on October 14, 2014
You should file a dispute with the credit bureau reporting the debt and supply proof that the debt was paid in full. They have 30 days to respond...
Archived
Do i need to just go to court and explain situation to judge?
Stephen's answer
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Answered on October 14, 2014
Fortunately there is no debtors prison in the United States. You should seek out a local attorney who provides free consultations and determine...
Archived
My husband and I was just served papers from the Sherif's department from a loan that my husband co-signed for our son.
Stephen's answer
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Answered on October 14, 2014
If you do not respond to the complaint you are subject to a motion for default for failure to respond to the complaint. Once a default is entered...
Archived
How much do I pay in court costs in a chapter 13 bankruptcy in Illinois, cook county - what is the standard percentage?
Stephen's answer
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Answered on October 14, 2014
The other answers are correct. The filing fee throughout the country is $310 for chapter 13. The trustees fee is based on the funds passing...
Archived
On schedule B, "Personal Property", in Chapter 7 Bankruptcy, do I list property that is in my possession but is not mine?
Stephen's answer
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Answered on October 14, 2014
I agree with Dorothy, just list it on the SOFA, it does not belong on schedule B.
Archived
Am filing a Pro SE No asset Chp7 in the state of MD. I have puled my current credit report. Should I contact my creditors?
Stephen's answer
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Answered on October 14, 2014
List all the creditors and debt collectors from the credit reports in the bankruptcy. Get reports from all three major agencies: Trans Union,...
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Archived
In Chapter 7 Bankruptcy, I am declaring the homestead exemption. What do I put as the associated Florida law on Schedule C?
Stephen's answer
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Answered on October 14, 2014
FLorida Cons. Art X Section 4(a)(1); Fla Stat Ann Sections 222.01, 222.02
Archived
Volusia County, FL.. IS there anything that can be done to speed up a request for a NJ trail?
Stephen's answer
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Answered on October 14, 2014
I agree, I would file a consent to judgment waiving further notice of the proceeding. The consent shows that the lender is the one delaying the...