Archived
I am going through my bankruptcy right now. My middle name is the first name as my fathers and I don't want to be associated
Stephen's answer
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Answered on October 16, 2014
You need to see an attorney who handles name changes, procedurally you should be able to do it after your discharge is entered. You really need to...
Archived
If im in a chapter 13 and owe 65000 and it shows i paid in 64000 and i have 1000 on hand does that mean im done with payments .
Stephen's answer
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Answered on October 16, 2014
You are not clear, if the total plan payments to be made total $65,000, then you only owe another $1000. However, if you have unsecured debts of...
Archived
Can I claim abandoned property in Chapter 7 Bankruptcy?
Stephen's answer
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Answered on October 16, 2014
Your bankruptcy petition was prepared correctly. The trustee will not contact them generally since its not your property. If the friend gives you...
Archived
Forecloser on a timeshare
Stephen's answer
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Answered on October 16, 2014
Time shares are generally condominiums. If you fail to pay the maintenance fees the association has the right to file a foreclosure and acquire...
Archived
Foreclosure
Stephen's answer
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Answered on October 16, 2014
A certified letter is not required for a court to have jurisdiction to complete a foreclosure. If however its a conventional loan, a 30 day...
Archived
When filing bankruptcy, how is the value of a joint bank account determined? The balance the day of filing, or a previous bal?
Stephen's answer
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Answered on October 16, 2014
If they never made a deposit or withdrawal on the account, it could be argued that it is really your money and the time of the balance would be the...
Archived
Will bankruptcy eliminate a lien on a property that debtor no longer owns?
Stephen's answer
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Answered on October 16, 2014
Generally, if the lien was recorded prior to the conveyance from him to you, you acquired his 50% interest subject to the lien. A subsequent...
Archived
I divorced my husband Jan 2013. He had forged my name on an account and now I want to bring up fraud charges.
Stephen's answer
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Answered on October 15, 2014
Go to the state attorneys office in Palm Beach County.
Archived
Are bankruptcy filings in Utah done electronically...if so how long does it take to get a case number from the court ?
Stephen's answer
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Answered on October 15, 2014
All attorneys are required to file electronically via pacer. If you are representing yourself all bankruptcy courts will take the petition from...
Archived
Can I sue a debt collector for damages for filing a time barred lawsuit under the FDCPA? Can attorney's fees be included?
Stephen's answer
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Answered on October 15, 2014
Yes to both questions. Look on AVVO for an attorney who does fair debt collection cases in N.J. The statutory penalty is $1000 per violation and...