Archived
I have unsecured credit card debt and two home equity lines of credit. Someone told me that if I file Ch. 7 bankruptcy those two
Constance's answer
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Answered on November 29, 2010
HELOC are considered secured lines of credit because the money loaned to you was secured by your home. Therefore, they will not be discharged...
Archived
Mom Just died with no will. We have joint ownership of main home by right of survivorship.
Constance's answer
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Answered on July 11, 2010
Property that is titled in Joint tenants with right of survivorship avoids property and passes to the surviving holder of the title. The property...
Husban dies leaves no will. A few years later wife dies leaves no will. There are no childern.
Constance's answer
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Answered on July 11, 2010
Are any of the decedent's parents living? If so, the property may revert back to the decedent's parents or the decedent's siblings. You really...
Archived
Trying to keep a house that has gone through probate in florida that has a heloc
Constance's answer
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Answered on July 11, 2010
It appears the title for the home is in your name. However, their are two outstanding Heloc's on the home. You may need to 1) assume the...
Archived
How can I see TN Supreme court rulings on divorce
Constance's answer
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Answered on July 11, 2010
Most Attorneys use Westlaw or Lexus Nexus; however, if you can use Google to find applicable case law.
Go to google.com. At the top their are...
Archived
I filed for Chapter 13 and now my husband has lost his job
Constance's answer
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Answered on July 11, 2010
Absolutely, contact your Attorney. Attorneys charge more for Ch.13 bankruptcy files to cover for situations as yours. Yes, I highly recommend you...
Will the Chapter 13 Trustee dismiss my case if I get a 401k loan?
Constance's answer
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Answered on July 11, 2010
One of the major things I tell my bankruptcy clients is to disclose and do not attempt to hide. It is more difficult to explain away something to...
Archived
Can I send my chapter 13 plan to my creditor and the court at the same time?
Constance's answer
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Answered on July 11, 2010
If you file your Ch. 13 plan when you file your petition, then the clerk of court will send the plan to the creditors. In FL jurisdictions, even...
What happens to real estate when you file bankruptcy does it get liquidated or can I keep my home.
Constance's answer
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Answered on July 11, 2010
As the other Attorney's have answered, it really does depend. However, if FL jurisdictions (not sure with other jurisdictions), you are able to...
Archived
How do past due hoa fees affect chapter 13
Constance's answer
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Answered on July 11, 2010
Yes, you can include HOA fees into your Chapter 13 plan and they must be paid 100% (over 36 to 60 months). In FL (not sure about other...
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