Currently in a Ch. 13 BK-My car was totaled & I need to replace it with the money I receive, do I need to ask for permission?

It is always best to notify the Trustee of the receipt of any substantial income or the need to purchase a secured item (ex. car or home). I don't...

Re: Military Star and their attempt to take my tax refund. Going into chapter 7. Please explain set-off issue. Can I stop them?

I believe that Military Star issues loans for education purposes. As previously stated, they may be considered a student loan which may be non...

I just want to add to the previous response (see below): 1) When you add a new creditor, you must also send them the notice you received...

Filing requirements after the 341 meeting

As other have stated, you will just need to complete the Debtor Education course and file it with the court. Just a quick note - be sure to...

At what point do I have to surrender my car if i choose to after filing Chapter 7

Usually you can set something up with lender so they can pick up the car. The car will not be automatically repossessed. Once you file...

Can I get an explanation on what happens at a 341 meeting, in a chapter 7 bankruptcy?

The first thing that makes this meeting move smoothly and swiftly is if all your paperwork is properly done and submitted to the Trustee before the...

Can I use my tax refund to pay my car loan off in a chapter 7?

I am a bit confused on how you are going to pay off a $22K loan with $7k. However, if this is possible, the Trustee will likely consider the large...

My Chapter 7 was discharged in August 2010, my Credit Report states that I included my house, which we did not.

Foreclosure is the process of transferring home ownership from the homeowner back to the bank or the purchaser at the foreclosure sale (normally...

My Ch 7 bankruptcy was discharged in June. The mortgage was not included.

In Florida you are required to state your intentions for all secured property (ex. home which has a lien, car not yet paid off, etc). In...

Question about discharged Ch7 and vehicle that I still have possession of

The lender or lien holder can legally repossess the car; however, they cannot legally hold you personally liable for any loss they may incur or for...